The instrument's own words
page 1
Know All Men by these presents, that I, George P. Potter
of the city of New York, County of New York and State of New York
(hereinafter called the mortgagor) in consideration of one thousand (1,000)
dollars one paid by Industrial Trust Company, a corporation created
by the General Assembly of the State of Rhode Island, and located and
carrying business in the City and County of Providence, in said
State, the receipt whereof is acknowledged, do hereby grant, bargain,
sell and convey unto said Industrial Trust Company, its successors
and assigns forever A certain house or parcel of land, situated on
the North hill of Brunnington Neck so called, located in the town of
North Kingstown, county of Washington, and State of Rhode Island, and
bounded and described as follows: to wit: Beginning at the Northeast
corner (just at the right of the gate leading from highway to house)
thence running southeasterly and westerly belford stone adjoining land
of William N. Rogers to the road thence running northerly
bounded westerly by spy bond and to the northeast corner of said land
near a boat house thence running southeasterly bounded northerly by
land of Albert R. Babcock as the wall now stands to the highway and
thence or the highway to the first mentioned place of beginning,
being the same premises conveyed to the mortgagor by Della Dunn
my wife deceased date june 18, AD 1916 and recorded in the land records
of said town of Kingstown. To have and to hold the aforesaid
premises, with those appurtenances unto and to the use of said Industrial
Trust Company, its successors and assigns forever. And I, the said
mortgagor, do hereby for myself and for my heirs, executors and
administrators covenant with said Industrial Trust Company, its successors
and assigns, that I am lawfully seized in fee simple of the said
granted premises; that the same are free from all encumbrances right
of prior mortgages for the sum of five thousand to the mortgage herein, that I
have good right full power and lawful authority to sell and convey
the same it anymore as aforesaid, that said Industrial Trust Company,
its successors and assign, shall by these presents at all times
hereafter peaceably hold and enjoy the said premises, and that
the said mortgagor will and my heirs, executors and administrators
shall warrant and defend the same to said Industrial Trust Company,
its successors and assigns forever, against the lawful claims and
demands of all persons, and authorize the mortgage, foreclosures and
other legal remedies secured as hereinafter provided. And for the
consideration aforesaid I, John D. Potter, husband of the said
Georgie S. Potter do hereby release all my right of curtesy in and to
the said granted premises unto said Industrial Trust Company, its
successors and assigns forever. Bounden nevertheless, that I,
and mortgagor, or my heirs, executors administrators or assigns m
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shall pay unto said Industrial Trust Company, its successors or assigns, the
sum of one thousand (1,000) dollars in six (6) months from the date hereof, with
interest thereon at the rate of six (6) per centum per annum, payable semi-annually,
in advance until said principal sum is paid in full, whether at or after maturity,
and all installments of interest in arrears, whether before or after maturity,
to bear interest at the rate aforesaid until paid and shall also pay all taxes and
assessments of any kind levied and assessed upon or in respect of said premises,
or upon said Industrial Trust Company, its successors or assigns, in respect
of this mortgage or any obligation debt, whether under statutes now in force or
that may be hereafter enacted, and for this debt, as also a promissory note whereby
said mortgagor promises to pay said Industrial Trust Company, or owner,
the sum aforesaid with interest as aforesaid, at the times aforesaid, said
become and be absolutely void to all intents and purposes whatsoever.
Provided that if default shall be made in the payment of the said note or of
said interest at the time and in the manner aforesaid, or of the taxes or
assessments aforesaid at the time the same became payable, or of any of either or letters of
them, or of any part thereof or if breach shall be made of the covenants
for insurance aforesaid contained, then it shall be lawful for said
Industrial Trust Company, its successors or assigns, to sell, together or in
in part, all and singular the premises hereby granted or intended
to be granted, or any portion parts thereof, and the benefit and equity
of redemption of the said mortgagor and of the said John D. Butler,
their heirs executors, administrators and assigns thereof at public
auction and to bid for and become the purchaser at such sale, and no
other person purchaser shall be answerable for the satisfaction of the
principal money first giving notice of the time and place of sale,
by publishing the same by legal notice at least one month for three successive
weeks in some newspaper published in said Washington county
with power to adjourn such sale from time to time and such sale
to be upon the premises or elsewhere as specified in such notice, and
in its or in their own name or names, or as the attorney or attorney
of the said mortgagor and of the said John D. Butler (for that purpose
they hereunto duly authorized and appointed with full power of
substitution and revocation) to make deeds and deliver to the
purchaser or purchasers at such sale or sales, good and sufficient deed
or deeds of said premises in fee simple, and to receive the purchase
money, and thereupon to return to claimant all sums hereby secured, whether
then due or to fall due thereafter or the purchase price of the remaining
unpaid and take the interest then due on the same, together with
all expenses incident to such sale or sales, and all compound fees and
other expenses incurred in, or in any way connected with the exercise
of these powers, and all taxes and assessments as aforesaid, and
all premiums for insurance either therefore paid by said Industrial
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22 Lust Company, its successor or assigns, or others remaining unpaid,
rendering and paying the surplus of said purchase money, if any there
be over and above the amounts to be beforehand aforesaid, together
with a true and particular account of such sale or sales, expenses
and charges, to the said mortgagor, his heirs, executors, administrators
or assigns, which said sale or sales shall forever be perfected, both in
law and equity against the said mortgagor, and the said John D.
Baxter, their heirs, executors, administrators and assigns, and all other
persons claiming said premises if sold by, from or under them or
any of them. And I, the said mortgagor, for myself and for
my heirs, executing administrators and bargains, hereby covenant
with said Industrial Trust Company, its successors and assigns,
that he or they will upon request execute such deed or deeds conforming
to such sale or sales as may be necessary or advisable.
And furthermore, I the said mortgagor, for myself and for my
heirs, executors, administrators and assigns, hereby covenant and
assign that insurance against fire for five years shall be kept and maintained on the
buildings on the premises aforesaid, in such office or offices as said
Industrial Trust Company, its successors and assigns shall appoint,
in a sum not less than ten thousand (10,000) dollars and that all
policies of insurance upon said buildings shall be assigned and
transferred, or made payable in case of loss to said Industrial
Trust Company, its successor and assigns as collateral security
thereof, and, in default thereof, hereby agree that said Industrial
Trust Company, its successor and assigns, may effect such
insurance either in its own name, or in the name of said
mortgagor, his heirs or assigns, and meet the premium or
indemnities paid therefore shall be a further charge upon said
granted premises secured by these presents, as aforesaid.
In witness whereof I have hereunto set my hand and
seal this fifth day of July AD one thousand nine hundred
twenty seven.
Signed, sealed and delivered
in presence of
H. Frederick Rathbond George S. Baxter
John D. Baxter
State of Rhode Island ss
County of Providence ss
In Factly on the fifth day of July AD 1927 before me are
personally appeared the above named George S. Baxter and John D.
Baxter, husband and wife each and all to me known then and by one
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to be the parties executing the foregoing instrument and severally acknowledged
said instrument by them executed, to be their free act and deed.
Herbert R. Rathburn
Notary Public.
Recorded for record July 7, 1927 at 9-15 o'clock A.M.
and Recorded by George Lavorro, Town Clerk
[Illegible handwritten scribbles/notes]
Know All men by these presents, that I, D. Millenium L.
Robinson, of the town of Providence, County of Providence, and state of
Connecticut, hereinafter called the Grantor, in consideration of
Ten (10) dollars other valuable considerations, to me paid by Julian
J. Lapidall of the village of Warwick, town of North Providence, County of
Providence, state of Rhode Island, hereinafter called the Grantee, the
receipt whereof is hereby acknowledged, have granted, given, granted,
bargained, sold and convey unto the said Grantee, and his heirs and
assigns forever, a certain tract of piece of land situate and
being in the Town of North Providence, in said County of Providence,
bounded and described as follows, to wit: bordering westerly
(20) as shown and delineated on a certain plan or plat entitled
"Plan of Broncventing residential tract Providence, R.I., Theatre &
French, plats, roughly eighty feet to the North, October 1927" Ross and
Lewis, Engrs. "said plan or plat being on file in the Town Clerk's
office in said Town of North Providence, the said Grantee his heirs and
assigns shall have the right to pass and repass to and from porn
unto any road or street but as far as others may, over and across those
easements rights of way or road as shown on said plan or plat leading to
the public highway land as well as the rights of way leading to the beach
and also the right of way leading from the road to the beach water
mark and any other portions of said plat which might hereafter be
designated as public where the said Grantee for himself his heirs and
assigns hereby covenants and agrees to and with the said Grantor,
his heirs and assigns that the said land the Grantee his heirs and assigns,
will and shall pay to Howard E. Troop his heirs and assigns, on or
before the first day of August in each year hereafter, the sum of five
(5) dollars for each lot hereby conveyed, said sum to be appraised and
The page as recorded
