The instrument's own words
page 1
Know all Men by these presents, That I, Etta Hankins
Morris of the city of New York, county of Westchester, State of New
York do sell and in consideration of the sum of Twenty four hundred
dollars well and truly paid by the Washington Trust Company of the
town of Newport, county of Washington and State of Rhode Island named the
receipt whereof is hereby acknowledged, by here presents do give grant
bargain, sell, convey and confirm unto the said Washington Trust
Company, its successors and assigns forever, A certain tract of parcel
of land situated at Jamestown Beach in the Town of Jamestown,
county of Washington, State of Rhode Island, with a cottage house
and other improvements thereon, bounded and described as follows:
Beginning at a rod set out in a small stone boundary one (1) foot
bearing south a rod set out at a stone in the corner of a wall,
thence S 58 W boundary twenty (20) feet to stake and thence twenty (20) feet
south of a live wall, thence N 38° 21' S 29 feet to stake and stones
by the edge of Peach beach, hence a continuation of said line to the
sea, hence southerly by the sea about 200 feet to the line between
said lot and the Providence Loan co called fence then N 48° 45' W 117
426 feet to a mark upon a large rock, thence N 42° W about
230 feet to point of beginning, containing by estimation one (1)
acre more or less with all right of way now enjoyed by the
grantor.
To have and to hold, the said given and bargained
premises, with all the privileges and appurtenances to the
same belonging, or in any way appertaining to the said
granules, its successor and assigns forever. And I the said
grantor for myself, my heirs, executors and administrators, do
covenant to bind with the said grantees its successor and
assigns, that at and before the executing hereof I am the
lawful owner of the above bargained premises, and I am
seised and possessed of the same in my own right, as good,
perfect and absolute estate of inheritance in fee simple,
and have good right to sell, convey and confirm the
said bargained premises in manner aforesaid. And
that the said remised and bargained premises, with the
appurtenances are free from all encumbrances, of what
nature or pretend both, that might in any measure or
degree, obstruct or make void this present deed. And
Furthermore I, the said Etta Hankins Morris for myself,
my heirs, executors and administrators do covenant land
engage the above demised premises to the said Trust
Company, its successors and assigns, against the
lawful claims or demands of any person or persons
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166 whatever, forever to warrant seame and defend by these presents,
and William Morris husband of said Ethel Hawkins Morris
in consideration of the sum paid as aforesaid, do hereby release and
forever quit claim unto the said Indenture, its successors and assigns,
all my right of entry in and to the aforegranted premises.
The condition of this deed is such, that whereas we the said
Ethel Hawkins Morris and William Morris have executed our
joint and several negotiable promissory note for the sum of twenty
first thousand dollars being void date hereinwith and made
payable to the said Washington Trust Company or over six months
after date with interest payable semiannually in advance,
And if any one of the said borrowed or any other person
for us shall pay said note at maturity, together with all the
interest thereon according to the tenor thereof then this deed
shall be void, otherwise shall be and remain in full force
and effect.
Furthermore, we the said Grantors do hereby constitute
and appoint the said trustee its successor and assigns our
attorneys irrevocable, with full powers of substitution and
reocution for us and act in our name or in their name or
names at any time, in case default shall be made in the
payment of our said note, or of the semiannual interest due
thereon, and such default shall continue for a term of ten days,
to sell at Public auction the premises, aforesaid, or any part
thereof first giving notice of the time and place of sale both
by publishing the same at least once a week for three
successive weeks in some one of the public newspapers
printed in town of westerly R.I. and in our names or
in its or their whose or names, to make and deliver to
the purchaser or purchasers thereof any deed or deeds that
may be necessary to vest in such purchaser or purchase
an estate in fee simple therein and on sale thereof (we
hereby granting unto our said Attorneys power to
continue or adjourn such sale from time to time) be
the authorized said attorneys to receive the amount the
same may be sold for and, after the payment of all
the expenses incident to such sale or sales, to apply and
appropriate the residue thereof to the payment of the amount
of principal and interest of said note hereby referenced
(we further agreeing that in case of a sale for default
in the payment of said semi annual interest the
principal of said note shall be deemed due
and payable on the day of such sale) accounting
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to our heirs and assigns, for all sums over and above the amount thereof,
we hereby ratifying and conforming such sale or sales as may be made
or caused to be made by midline behalf.
Further more, we the said releasors for ourselves and for our heirs,
executors, administrators and assigns do hereby covenant with the
said granter, its successors and assigns, that insurance against loss
by fire, shall be bought and maintained upon the buildings or
premises aforesaid, in a sum not less than twenty five hundred
dollars, and that the policy or policies of such insurance shall be
assigned and delivered to the said granter its successors and
assigns, as collateral security hereby, and in default thereof we
solely agree that the said granter, its successors or assigns may
effect such insurance, and the premium or premiums paid
thereon shall be a lien upon the said estate added to the
amount of said note and secured by these presents.
In testimony whereof we have hereunto set our hands and
seals this eighth day of January A.D. 1915.
Signed, sealed and delivered
in presence of
William G. Herrell
as to both parties
Eliza Hawkins Morris,
William Morris,
State of New York
County of Westchester SS
I, Dormant Vernon Notary Public, New York, this eighth day of January
A.D. 1915 before me personally appeared Eliza H. Morris and
William Morris each to me known, and known to me, to be
the individuals described in, and who executed the foregoing
instrument and they severally acknowledged said instrument
to be their free act and deed.
William D. Reece
Mary Potter Westchester County NY
Received for record January 12 1915 at 4:30 o'clock PM
and recorded by George C. Comrie Town Clerk
The Washington Trust Company having received full payment and satisfaction
of the certain mortgage recorded in the records of land evidence in the form of declaration
in the state of Rhode Island in mortgage book 15, at page 168, hereby cancels
and discharges the same, void and voidant to and with the premises which
said premises that it is the present owner of said mortgage.
In witness whereof it has hereunto set its hand and seal by its assistant treasurer
duly authorized, this twenty ninth day of March A.D. 1921.
The Washington Trust Company
Destiny R. D
Thomas Corp Asst Treasurer
Recorded March 29 1886
By George Comrie Town Clerk