The instrument's own words
page 1
440 Know all men by these presents, that I, S. William
H. Piles of Elmington, New London County and State of Connecticut
hereinafter called the mortgagor in consideration of Six Thousand dollars
to me paid by bill of exchange by In. Olmont of Providence and State of
Rhode Island, hereinafter called the mortgagee, the receipt whereof
is hereby acknowledged, do hereby give, grant bargain, sell and
convey unto the said mortgagee, her heirs her heirs and assigns forever
a certain tract of land situated in the town of Charlestown in
Washington County and State of Rhode Island, containing by
estimation two acres more or less with the Ocean House hotel,
and all other buildings and improvements thereon standing
together with the furniture, books and utensils of all buildings
saidly known as the "Ocean House Hotel" and is
bounded as follows viz: on the North easterly by land now or formerly
of Mary S. church and partly by the street of Village & Ocean house, Easterly
by the Mill Brook south by Charlestown Pond and West by the
highway leading from the Pond Road to said Pond.
To have and to hold the aforementioned premises, with all the
rights privileges and appurtenances thereto belonging unto
and to the use of the said mortgagee, and her heirs and assigns
forever, And I, the said said mortgagor, do hereby, for myself
and for my heirs executors and administrators forever covenant with
the said mortgagee and her heirs and assigns that I am lawfully
seized in fee simple of the said granted premises; that the same
are free from all encumbrances that I have good right full
power and lawful authority to sell and deliver the same in
manner as aforesaid, that the said mortgagee and her heirs and
assigns shall by these presents at all times hereafter peaceably and
quietly have and enjoy the said premises and that I, the said
mortgagor will and by her heirs, executors and administrators shall,
warrant and defend the same to the said mortgagee and her heirs
and assigns forever against the lawful claims and demands of
all persons. And for the consideration aforesaid I Augusta de
Lotry wife of S. William H. Piles do hereby release all my right
of dower in and to the said granted premises unto the said mortgagee
and her heirs and assigns forever Provided nevertheless
that this conveyance is made with the express condition that if the said
mortgagor his heirs, executors, administrators or assigns, shall pay
unto the said mortgagee or her executors, administrators or assigns
the sum of six thousand dollars therefore the said mortgagor has
made this negotiable promissory note for said aggregate sum, bearing
even date with this present, and made payable to the order of
Lillar In. Olmont six months from the date hereof, with interest
page 2
thereon at the rate of six per centum per annum payable semi-annually in
advance with said principal sum is paid, whether at or after maturity, and all
installments of interest in arrear, whether before or after maturity, to bear interest
at the rate aforesaid with paid principal, and a sum not less than zero is to be
paid on the said note at every interest paying period together with the interest
in advance or balance due, and shall also bear all taxes and assessments of
every kind period or accrued when on or in respect of said premises, then this
deed act as a full promissory note, which shall be and absolutely void to all
witnesses and witnesses. But if default shall be made
in the payment of the said note or of said interest at the times or times
and in the manner aforesaid, or of the taxes or assessments aforesaid,
as the same become payable, or of any of either of them, or of any part
thereof or if breach shall be made of the covenant for insurance hereinafter
contained then it shall be lawful for the said mortgagees her successors,
administrators or assigns to sell together or in parcels, all or all
singular, the premises hereby granted or mortgaged to be granted or,
and part or parts thereof, and the benefit and equity of redemption of
the said William H. Wilcox and his heirs, successors, administrators and
assigns thereof, at public auction upon the premises and to bid for and
become the purchaser or purchasers at any such sale and no other
purchaser or purchasers shall be admissible for the application of the
(purchase money), first giving notice of the time and place of sale by
publishing the same at least once each week for three successive
weeks in some newspaper published in Washington County Rhode
Island state more power to adjourn said sale from time to time, provided
that the publishing of adjournment or adjournments, at least once each week
in the same newspaper, and in his or their one or more names or names
or as the attorney or attorneys of the said williams H. Wilcox (for this
purpose by these presents duly authorized and appointed with full
power of substitution and revocation to make, grants cutes and deeds
to the purchaser or purchasers at such sale a good and sufficient deed
or deeds of said premises in fee simple and to receive the proceeds of
such sale or sales, and from such proceeds to retain all sums
hereby secured, whether then due or to fall due thereafter, or the part
thereof then remaining unpaid, and also the interest then due on the
same, together with all expenses incident to such sale or sales, or fees
making deeds herewith, and for fees of counsel and attorneys, and
all costs or expenses incurred in the operation of said power, and all
taxes, assessments and premiums for insurance if any, either therefore
paid by the said mortgagor, her successors, administrators or assigns, or
then remaining unpaid upon said granted premises rendering and
paying the surpluses of said proceeds of sale if any there be our and
441
page 3
442
above the amounts to be returned as aforesaid, together with a true
and particular account of said sale or sales, expenses and charges, to the
said William H. Wilcox his heirs, executors, administrators or assigns,
which sale or sales made as aforesaid shall forever be a perpetual bar
both in law and equity against the said William H. Wilcox his heirs,
executors, administrators and assigns, and all persons claiming
said premises, as sold, by, from or under them, or any of them,
and the said mortgage, for himself and for his heirs, executors,
administrators and assigns hereby covenants with the said mortgagee,
and her heirs, executors, administrators and assigns, that they
will upon request execute such deed or deed confirmatory of said sale
or sales as may be required. And furthermore the said
mortgagor, for himself and for his heirs, executors, administrators and
assigns, hereby covenants with the said mortgagee, and her executors,
administrators and assigns, that insurance against loss by fire
shall be kept and maintained on the buildings on the premises
aforesaid, in such office or offices as the said mortgagee, and
her executors, administrators or assigns, shall elect, in a sum
not less than six thousand dollars, and that the policy or policies
of such insurance shall be assigned and transferred or made
payable in case of loss, to the said mortgagee, or his executors,
administrators or assigns, as collateral security hereto, and in
default thereof hereby agrees that the said mortgagee, or her executors,
administrators or assigns, may effect such insurance in the name
of the said mortgagor, and his heirs and assigns, payable in
case of loss, if the said mortgagee, and her executors, administrators
or assigns, and that the premiums or premiums paid therefor
shall be a further charge upon said granted premises, secured
by these presents.
In witness whereof we have hereunto set our hands
and seals this 1st day of February in the year of our Lord one
thousand nine hundred and twenty seven.
Executed in presence of
Gilbert H. Martin
Albertson R. Inman,
William H. Wilcox L.S.
Augusta S. Wilcox L.S.
State of Connecticut
County of New London
On Washington on the 1st day of February, A.D. 1927, before me
personally appeared William H. Wilcox and Augusta S. Wilcox to me
known and known by me to be the parties executing the foregoing
instrument, and they acknowledged said instrument, by them
page 4
executed, to be their free act and deed
Albert G. Martin
Notary Public Lbs.
Recorded for second February 5th 1927 at 2-15 8 o'clock PM,
and recorded by George La Boite, From Salish
(See Mortgagee's Deed, Book 28 - Page 132)
Know all MEN by these presents, that Thas J. James A. Burdick
Owner of the Farm of Charlestown in the County of Washington, and
State of Rhode Island, hereinafter called the Grantor in consideration
of Ten Dollars and other considerations to me paid by Letitia Sipes
Smith of the City of Providence and State of Rhode Island hereinafter called
the Grantee the aforesaid whereas I hereby acknowledge do hereby
give, grant, bargain, sell and convey unto the said Grantee, and
her heirs and assigns forever, a certain lot or parcel of land
lying and being in that town of Charlestown Washington County and
State of Rhode Island dealt nearby numbers sixteen (16) and seventeen (17)
on Plan of land owned by J.A. Burdick encroaching R.I. and once
on file in the town clerk office in said Charlestown and more
particularly described as follows beginning commencing at the northwest
corner of the premises hereby conveyed adjoining land of Sumner
R. Poland at a bound set in the ground, thence running in a
northerly direction along said Poland's bound a distance of one hundred
fifty (150) feet more or less to a bound set in the beach thence
running in a northerly direction along said beach bound a distance
of one hundred (100) feet to a bound on land of Jonas Herbert thence
running in a southerly direction along said Herbert's bound a distance
of one hundred fifty (150) feet more or less to a bound on a street
called "Surfside Drive" thence running in a westerly direction
along "Surfside Drive" a distance of one hundred (100) feet to a
bound at the point and place of beginning, meaning and
page 5
executed, to be their free act and deed
Albert G. Martin
Notary Public L.S.
Recorded for second February 5th 1927 at 2-15 8 o'clock PM,
and recorded by George La Boite, From Salish
(See Mortgagee's Deed, Book 28 - Page 132)
Know all MEN by these presents, that Thas J. James A. Burdick
President of the Town of Charlestown in the County of Washington, and
State of Rhode Island, hereinafter called the Grantor in consideration
of Ten Dollars and other considerations to me paid by Letitia Sipes
Smith of the City of Providence and State of Rhode Island hereinafter called
the Grantee, the aforesaid witness it hereby acknowledge do hereby
give, grant, bargain, sell and convey unto the said Grantee, and
her heirs and assigns forever, a certain lot or parcel of land
lying and being in the Town of Charlestown Washington County and
State of Rhode Island described namely section sixteen (16) and section seventeen (17)
on "Plan of land owned by J.A. Burdick Engineering Inc" and once
on file in the Town Clerk's office in said Charlestown and more
particularly described as follows beginning commencing at the northwest
corner of the premises hereby conveyed adjoining land of Sumner
R. Poland at a bound set in the ground, thence running in a
northerly direction along said Poland's bound a distance of one hundred
fifty (150) feet more or less to a bound set in the beach thence
running in a northerly direction along said beach bound a distance
of one hundred eighty (180) feet to a bound on land of Frances Herbert thence
running in a southerly direction along said Herbert's bound a distance
of one hundred fifty (150) feet more or less to a bound on a street
called "Surfside Drive" thence running in a westerly direction
along "Surfside Drive" a distance of one hundred forty (140) feet to a
bound at the point and place of beginning, meaning and
page 6
executed, to be their free act and deed
Albert G. Martin
Notary Public Lbs.
Recorded for second February 5th 1927 at 2-15 8 o'clock PM,
and recorded by George La Boite, From Salish
(See Mortgagee's Deed, Book 28 - Page 132)
Know all MEN by these presents, That Jasper A. Burdick
Owner of the Farm of Charlestown in the County of Washington, and
State of Rhode Island, hereinafter called the Grantor in consideration
of Ten Dollars and other considerations to me paid by Letitia Sipes
Smith of the City of Providence and State of Rhode Island hereinafter called
the Grantee the aforesaid whereas it hereby acknowledged does hereby
give, grant, bargain, sell and convey unto the said Grantee, and
her heirs and assigns forever, a certain lot or parcel of land
lying and being in that town of Charlestown Washington County and
State of Rhode Island Delaware boundary number sixteen (16) and seventeen (17)
on "Plan of land owned by J.A. Burdick encroaching Mill" and once
on file in the town office in said Charlestown and once
Perticularly described as follows beginning commencing at the northwest
corner of the premises hereby conveyed adjoining land of Sumner
S. Pelton at a bound set in the ground, thence running in a
northerly direction along said Pelton's land a distance of one hundred
fifty (150) feet more or less to a bound set in the beach thence
running in a northerly direction along said beach bound a distance
of one hundred (100) feet to a bound on land of James Herbert thence
running in a southerly direction along said Herbert's land a distance
of one hundred fifty (150) feet more or less to a bound on a street
called "Surfside Drive" thence running in a westerly direction
along "Surfside Drive" a distance of one hundred (100) feet to a
bound at the point and place of beginning, meaning and
page 7
executed, to be their free act and deed
Albert G. Martin
Notary Public Lbs.
Recorded for second February 5th 1927 at 2-15 8 o'clock PM,
and recorded by George La Boite, From Salish
(See Mortgagee's Deed, Book 28 - Page 132)
Know all MEN by these presents, that Thas J. James A. Burdick
President of the Farm of Scarborough in the County of Washington, and
State of Rhode Island, hereinafter called the Grantor in consideration
of Ten Dollars and other considerations to me paid by Letitia Sipes
Smith of the City of Providence and State of Rhode Island hereinafter called
the Grantee the aforesaid whereas I hereby acknowledge do hereby
give, grant, bargain, sell and convey unto the said Grantee, and
her heirs and assigns forever, a certain lot or parcel of land
lying and being in that town of Scarborough Washington County and
State of Rhode Island bounded north by number sixteen (16) and seventeen (17)
on "Plan of land owned by J.A. Burdick encroaching R.I. and more
on file in the town clerk office in said Scarborough and once
particularly described as follows beginning commencing at the northwest
corner of the premises hereby conveyed adjoining land of Sumner
R. Poland at a bound set in the ground, thence running in a
northerly direction along said Poland's land a distance of one hundred
fifty (150) feet more or less to a bound set in the beach thence
running in a northerly direction along said beach bound a distance
of one hundred (100) feet to a bound on land of James Herbert thence
running in a southerly direction along said Herbert's land a distance
of one hundred fifty (150) feet more or less to a bound on a street
called "Surfside Drive" thence running in a westerly direction
along "Surfside Drive" a distance of one hundred (100) feet to a
bound at the point and place of beginning, meaning and
page 8
executed, to be their free act and deed
Albert G. Martin
Notary Public L.S.
Recorded for second February 5th 1927 at 2-15 8 o'clock PM,
and recorded by George La Boite, From Salish
(See Mortgagee's Deed, Book 28 - Page 132)
Know all MEN by these presents, That Jasper A. Burdick
Owner of the Farm of Charlestown in the County of Washington, and
State of Rhode Island, hereinafter called the Grantor in consideration
of Ten Dollars and other considerations to me paid by Letitia Sipes
Smith of the City of Providence and State of Rhode Island hereinafter called
the Grantee the aforesaid whereas it hereby acknowledged does hereby
give, grant, bargain, sell and convey unto the said Grantee, and
her heirs and assigns forever, a certain lot or parcel of land
lying and being in that town of Charlestown Washington County and
State of Rhode Island Delaware boundary numbers sixteen (16) and seventeen (17)
on "Plan of land owned by J.A. Burdick encroaching Mill" and once
on file in the town clerk office in said Charlestown and more
particularly described as follows to wit commencing at the northwest
corner of the premises hereby conveyed adjoining land of Sumner
R. Poland at a bound set in the ground, thence running in a
northerly direction along said Poland's bound a distance of one hundred
fifty (150) feet more or less to a bound set in the beach thence
running in a northerly direction along said beach bound a distance
of one hundred (100) feet to a bound on land of James Herbert thence
running in a southerly direction along said Herbert's bound a distance
of one hundred fifty (150) feet more or less to a bound on a street
called "Surfside Drive" thence running in a westerly direction
along "Surfside Drive" a distance of one hundred (100) feet to a
bound at the point and place of beginning, meaning and
page 9
executed, to be their free act and deed
Albert G. Martin
Notary Public Lbs.
Recorded for second February 5th 1927 at 2-15 8'clock PM,
and recorded by George La Boite, From Salish
(See Mortgagee's Deed, Book 28 - Page 132)
Know all MEN by these presents, That Jasper A. Burdick
Owner of the Farm of Charlestown in the County of Washington, and
State of Rhode Island, hereinafter called the Grantor in consideration
of Ten Dollars and other considerations to me paid by Letitia Sipes
Smith of the City of Providence and State of Rhode Island hereinafter called
the Grantee the aforesaid witness it hereby acknowledged do hereby
give, grant, bargain, sell and convey unto the said Grantee, and
her heirs and assigns forever, a certain lot or parcel of land
being and situated in the town of Charlestown Washington County and
State of Rhode Island Delaware boundary number sixteen (16) and seventeen (17)
on "Plan of land owned by J.A. Burdick encroaching Mill" and once
on file in the town clerk office in said Charlestown and once
more particularly described as follows beginning commencing at the northwest
corner of the premises hereby conveyed adjoining land of Sumner
S. Pelton at a bound set in the ground, thence running in a
northerly direction along said Pelton's land a distance of one hundred
fifty (150) feet more or less to a bound set in the beach thence
running in a northerly direction along said beach bound a distance
of one hundred (100) feet to a bound on land of James Herbert thence
running in a southerly direction along said Herbert's land a distance
of one hundred fifty (150) feet more or less to a bound on a street
called "Surfside Drive" thence running in a westerly direction
along "Surfside Drive" a distance of one hundred (100) feet to a
bound at the point and place of beginning, meaning and
page 10
executed, to be their free act and deed
Albert G. Martin
Notary Public Lbs.
Recorded for second February 5th 1927 at 2-15 8 o'clock PM,
and recorded by George La Boite, From Salish
(See Mortgagee's Deed, Book 28 Page 132)
Know all MEN by these presents, that Thas J. James A. Burdick
Owner of the Farm of Charlestown in the County of Washington, and
State of Rhode Island, hereinafter called the Grantor in consideration
of Ten Dollars and other considerations to me paid by Letitia Sipes
Smith of the City of Providence and State of Rhode Island hereinafter called
the Grantee the aforesaid whereas I hereby acknowledge do hereby
give, grant, bargain, sell and convey unto the said Grantee, and
her heirs and assigns forever, a certain lot or parcel of land
lying and being in that town of Charlestown Washington County and
State of Rhode Island dealt nearby numbers sixteen (16) and seventeen (17)
on Plan of land owned by Th. J. Burdick encroaching Mill and more
on file in the town clerk office in said Charlestown and more
particularly described as follows beginning commencing at the northwest
corner of the premises hereby conveyed adjoining land of Sumner
R. Poland at a bound set in the ground, thence running in a
northerly direction along said Poland's land a distance of one hundred
fifty (150) feet more or less to a bound set in the beach thence
running in a northerly direction along said beach bound a distance
of one hundred (100) feet to a bound on land of James Herbert thence
running in a southerly direction along said Herbert's land a distance
of one hundred fifty (150) feet more or less to a bound on a street
called "Surfside Drive" thence running in a westerly direction
along "Surfside Drive" a distance of one hundred (100) feet to a
bound at the point and place of beginning, meaning and
page 11
executed, to be their free act and deed
Albert G. Martin
Notary Public Lbs.
Recorded for second February 5th 1927 at 2-15 8 o'clock PM,
and recorded by George La Boite, From Salish
(See Mortgagee's Deed, Book 28 Page 132)
Know all MEN by these presents, That Jasper A. Burdick
proprietor of the Farm of Scarborough in the County of Washington, and
State of Rhode Island, hereinafter called the Grantor in consideration
of Ten Dollars and other considerations to me paid by Letitia Sipes
Smith of the City of Providence and State of Rhode Island hereinafter called
the Grantee the aforesaid whereas I hereby acknowledge do hereby
give, grant, bargain, sell and convey unto the said Grantee, and
her heirs and assigns forever, a certain lot or parcel of land
being and bound in that Farm of Scarborough Washington County and
State of Rhode Island dealt nearby numbers sixteen (16) and seventeen (17)
on Plan of land owned by J.A. Burdick encroaching R.I. and more
on file in the form Land office in said Scarborough and once
particularly described as follows beginning commencing at the northwest
corner of the premises hereby conveyed adjoining land of Sumner
R. Poland at a bound set in the ground, thence running in a
northerly direction along said Poland's bound a distance of one hundred
fifty (150) feet more or less to a bound set in the beach thence
running in a northerly direction along said beach bound a distance
of one hundred (100) feet to a bound on land of James Herbert thence
running in a southerly direction along said Herbert's bound a distance
of one hundred fifty feet (150) feet more or less to a bound on a street
called "Surfside Drive" thence running in a westerly direction
along "Surfside Drive" a distance of one hundred (100) feet to a
bound at the point and place of beginning, meaning and