The instrument's own words
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Know all men by these presents, that I, Mary Almy of the
Town of Charlestown, county of Washington, State of Rhode Island aforesaid, make and set
called the mortgagor in consideration of five hundred and seventy dollars loan
to me paid by John M. Providence, of the town of Westerly, county and state
aforesaid, hereinafter called the mortgagee, the receipt of which is hereby acknowledged,
do hereby grant, bargain, sell and convey unto the said mortgagee, his heirs and
his assigns forever, with warranty of title, the following piece of land situated
at Jamestown beach as called, in the Town of Charlestown aforesaid,
together with the buildings and improvements thereon, and enclosed and
improved as follows, to wit: First tract beginning at a post in
the ground at the northeast corner of the premises hereby conveyed at a point
one hundred eighty (180) feet distant from the highway conveyed at a point in
the land of this mortgagor, thence running southerly eighty six degrees east to a post in
the ground at the southeast corner of the premises hereby conveyed, thence
running westerly one hundred thirty (130) feet to the edge of a road
and continuing westerly to the northeast corner as described in the sand,
thence running northerly eighty six degrees east seventy five (75) feet linear
running easterly to the edge of the aforesaid road thence running
easterly one hundred thirty (130) feet linear to the front and house and
of beginning, bounded easterly by the lands of Samuel S. Lewis, in the way
by land of James S. Hopkins while westerly, the sea near and then other
by sides and of this mortgage, reserved and retained to myself the
the same premises conveyed to the said mortgagee by Samuel S. Lewis,
and Edison S. reserved and tied deed dated March 22, 1742 and recorded in
the Book Evidence Records of said town in volume 20 page 20
to pass it. In presence to the same every hand and seal for
a guide complete description of the bounded hereby conveyed,
Second tract: A certain lot or parcel of land with buildings and
improvements thereon situated at Jamestown beach and containing
by estimation fifty by boundary (110) pg, while but with more and
bounded as follows beginning at the northeast corner as stated
lot at a stone bound by the highway portion (10) feet to southerly from
the northeast corner after the lot formerly owned by Joseph A. May, then
thence running westerly on a line parallel with land sloping (16) feet
distant from the side with line of said Joseph a distance of one
hundred ten (110) feet from the edge of the highway to a stone bound
set in the ground being the southwest corner of the aforesaid
premises thence running southeasterly forty (40) feet to said highway
of Colonel Samuel Hart, thence running easterly one hundred ten (110)
feet to the highway aforesaid, thence running northerly forty (40)
feet to the first mentioned bound, meaning and
intending here to convey the same premises conveyed to said mortgagor
by said Samuel S. Lewis by deed dated July 29, 1817 and recorded in
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it be as a true record of said instrument in book number 18 at page
442, reference to the same being query had and made and that the same
is a true copy hereof. I, [signature], have and do hold, the aforementioned
premises, with all the privileges and appurtenances thereunto belonging
unto and to the use of the said mortagee, and his heirs and assigns,
to have and to hold, the said mortgage, do hereby set myself and for my
heirs, executors and administrators, concerned with the said mortgaged
and mortgager and assigns forever, that they are conveyed and secured in full simple
of the said and premises, that I have the free proof all
the probabilities thereof and gave with full power, whose lawful authority
to sell and convey the same in case of default, That the
said mortgage is a good and valid and that I shall by these presents
set the times when it may be necessary and that security was provided and that
said mortgage is a true and proper mortgage, and that I may wish,
reconfirm and confirm the same, and that I affirm the same
to be true and correct as it is in every part, and that the
said deed is a true and correct copy of the original of the said
instrument and that the same is a true copy of it and was
to the end it was delivered to the said mortgagee and was paid
and signed forever. Furthermore, I do hereby declare that I do engage
to make sure that the express of the contents, that it was in truth, for the
said mortgage, executors, administrators or assigns, who the said
mortgage and his successors, and administrators or assigns, the sum of
five hundred and some odd dollars, between the said mortgage and
the said mortgagor. I do hereby promise to pay the said mortgage,
sum of five hundred and some odd dollars, and made payable to the said
mortgage, that the mortgage, with its interest, within the interest thereon
at the rate of 6% per annum, payable annually in advance
or whenever said bond becomes due and void, whether at or after
maturity, and that unless the interest is paid in full, whether on
maturity, it is to remain interest to the same amount until paid,
and as such, as well as’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’’
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or vs parcels all and singular, the premises hereby granted a intended to be
granted, or any part or parcel thereof, and the covenant and warranty of assumption
of the said witnesses and their heirs, executors, administrators and assigns,
therein, at present, and within upon the premises, and to win and be seen the
purchaser or purchasers of any such sale and no other purchasers or purchasers
shall be answerable for the application of the purchase money, first giving
notice of the time and place of sale by publishing the same at least once at least
each week for three successive weeks in some newspaper published in
Washington county with power to adjourn such sale from time to time,
provided that the probability of publishing and notice named be executed, together with
a notice of the adjournment and advancements, at least once each week in
the same newspaper, and in such other manner as may be necessary or
at any other time; the said trustee is authorized to execute and deliver
deeds duly signed and acknowledged with seal however of acceleration
and assumption, to make exhibits and deeds to the buyers alone as purchasers
of such sale as are sufficient and secure and free of any liens or encumbrances
and complex, and to receive the proceeds of such sale and to hold and wait
with process to forward all such sums as they shall be then due and
to pay the instructions as the party of the first part has instructed me and
also the interest thereon as the case may be, together with any expenses incurred
in such sale or deeds, or for making such payments, and for seal of
covenant and attorney, and as to any of expenses received in the
exercise of said power, and all taxes, assessments and costs
incidental thereto, any interest accrued by the said trustee as he has
executors administrators or successors on such remaining amounts
from said granted premises, tenements and parcels the balance
of said proceeds of sale or any there of, to use and benefit the writer
is to be retained as specified, together with a true and particular
account of such sale or sales expenses and charges, to the said
mortgagor for her, heirs, executors, administrators or assigns, which sale
or sales made as aforesaid, shall forever be a perpetual bar both in
law and equity against the said mortgagor her heirs, executors, admini-
strators land at signs, and all persons claiming her heirs, reserves, so
be it or in whom or under her, them, or any of them, and the said
mortgagee, for herself and for her heirs, executors, administrators
and assigns, hereby covenant with the said mortgagee, and his
heirs, executors, administrators and assigns that he and they will
upon request execute such deed or deeds confirmatory of said sale
as shall be required and furthermore, the said
mortgagor, for herself and for her heirs, executors, administrators
and assigns, hereby covenant with the said mortgagee, and his
heirs, executors, administrators and assigns, that insurance against
loss by fire shall be kept as aforementioned on the buildings
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...the premises aforesaid, in such office or offices as the said
mortgagee, and their executors, ad administrators or assigns, shall
elect to do, in a sum not less than three thousand and one hundred
dollars and that the money or policies of insurance shall be
issued and delivered, and made payable in case of loss to the said
mortgagee, or their executors, administrators or assigns, as
collateral security partly, and in equal parts by monthly payments
that the said mortgage, or their executors, administrators or assigns,
may collect such insurance in the name of the said mortgagor,
and not mine, and said policies payable in case of loss to the said
mortgagee, and their executors, administrators or assigns, and that
said insurance be maintained in the amount there mentioned at the full charge
of the said mortgagor personally, by their own costs.
In witness whereof, I have hereunto set my hand and seal under
seal to by law of Rhode Island in the year One thousand nine hundred
and twenty four.
Signed and sealed in presence of
C. S. Thayer
Henry M. White
Chris. A. Clarke
State of Rhode Island
County of Providence
On this 23rd day of February, AD 1925 before
me necessary appeared James and Howard J. Cook, husband
and wife, to me known, and being duly sworn, did state the following stating the
following statement, and they acknowledged said instrument might be
from them executed, to be their free act and deed.
Howard B. Cook
Notary Public L.S.
Received for record Feb 23rd 1725 [sic] and $ 5.45 paid him
And recorded day 25th Feb 1925, by me Clerk else
I John M. Buddington, the undersigned having received full payment
and satisfaction of the certain mortgage recorded in the records of land evidence
in the town of Charlestown, in the State of Rhode Island, in mortgage book number
11 at page 411, hereby cancel and discharge the same. And I covenant
to and with the person making said payment that I am not the present
owner of said mortgage.
In witness whereof, I have hereunto set my hand and real seal this
23rd day of August, AD '24.
R. E. Thayer
John M. Buddington
Recorded Aug 26th 1924
By George L. Moore Town Clerk