The instrument's own words
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626 HOME IMPROVEMENT NOTE Charlestown, R. I., Dec 6, 1962
(City and State) Date
$2294.80
FOR VALUE RECEIVED, I/we (jointly and severally, and if more than one person) promise to pay to KENNEY PRODUCTS Co.
or order, at SECURITY ACCEPTANCE CORPORATION OF RHODE ISLAND, North Providence, R. I., the sum Two Thousand
Four Hundred Ninety-four and 80/100 Dollars with interest at 12% per annum, payable in installments of $45.06 each month to
be payable January 6, 1963 and the remaining installments to be payable on the same date of each month thereafter
until payment in full. These payments include principal and interest.
This note, shall be at holder's option, borne entirely by the makers, endorsers and guarantors without notice of demand upon
occurrence of any event which shall render this note immediately due and payable in payment of any installment hereon, death, insolvency, or
appointment of a receiver of any property of any maker, endorser, or guarantor named herein, or if any proceedings are under any bank-
ruptcy law or against any such maker, endorser, or guarantor, or if any statement contained in the written application her-
eto attached is untrue.
If default of payment of any installment hereunder occurs and continues for a period of more than seven days, the
undersigned agree to pay, in addition to other sums due, for any notification sent six months after continuing default,
the sum of $2.00 for each such notification. If this note is referred to an attorney for collection, all costs and expenses of such action including a reasonable fee for said
attorney, shall be paid by the makers, endorsers and guarantors. If this note is a substitute for, or in lieu of, any other promissory
note of any rights hereunder. Any or all installments hereby may be paid in advance by any of the undersigned.
Any deposits or other sums at any time credited by due or for the account of the holders to any of the undersigned or any
endorser or guarantor herein and any securities or other property held by the undersigned or any endorser or guarantor herein as
collateral for the payment of this note and any other all liability other, direct or indirect absolute or contingent, due or
become due to the holder, shall be applied to the payment of this note or any other all liability other, direct or indirect absolute or contingent,
respectively, to the holder herein. The holders may any one or set off deduct such offsets or other sums against said liability
or any time in the future without notice to any of the makers, endorsers or guarantors, and without prejudice to any of their rights as
guarantors.
The makers, endorsers and guarantors of this note severely waive any defense, protest, presentment and notice of
overdue. I, Freida I. Johnson and Harry M. Johnson do hereby irrevocably constitute and appoint Security Acceptance Corporation of
Rhode Island, a Rhode Island Corporation duly constituted and lawful by and having a usual place of business within the
Town of Providence, State of Rhode Island, or any of its officers or agents, and any of its successors or assigns, and to their
and lawful attorney in fact, for me or us and in my or our name and in stead of me, sign, seal, acknowledge and deliver any
writing giving notice of any such event, and to execute any and all documents, with full power to substitute, and with full power to
secure the payment of the note located at the Factory Rd. Charlestown, R. I. together, as attorneys, to secure the payment of the
above referred note, to whom hereby referring all former powers of attorney or designations heretofore given,
whosoever, hereby referring to them, we hereby revoking all former powers of attorney or designations heretofore given,
and whatever things, whatsoever, requisite, necessary or proper to be done to accomplish the above purposes, as fully, to
all intents and purposes, as if I or we had been present and had done the same, and with full power to substitute, and
hereby ratifying and confirming all that my or our said attorney, or its substitute, shall lawfully do or cause to be done, with full
force to be, done, by virtue thereof.
In Witness whereof, I or we hereunto set my or our hand(s) this 6 day of December 1962.
In the presence of: Signature I HARRY M. JOHNSON (L.S.)
Haligh Ormsbee Signature X FREIDA I. JOHNSON (L.S.)
Witness
County of Providence STATE OF RHODE ISLAND
Then personally appeared the above named
and acknowledged the foregoing instrument to be
free act and deed, before me
Joseph Leery
Notary Public
My commission expires: 6-30-66
[?] received by
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"HOME IMPROVEMENT NOTE" - Security Acceptance Corp. of Rhode Island
Run the order of SECURITY ACCEPTANCE CORPORATION OF RHODE ISLAND without recourse to the undersigned;
and the undersigned waive in favor of said Corporation and any subsequent buyer of said note any notice of payment or
dishonor and protest and all liens, if any, to which the undersigned entitle by reason of any default in payment or contract.
The undersigned certifies and guarantees that the signature(s) of the maker or makers on this note are genuine.
VANITY HOUSES by Haligh Ormsbee
"Owner"
KENNEY PRODUCTS Co.
By Philip Leery
(Owner, Officer or Firm Member and Title)
Pres.
Received for record December 28th, A. D. 1962 at 9:15 o'clock, a. m., and recorded by Town Clerk
MORTGAGE DEED
(Statutory Form)
We, Freida I. Johnson and Harry M. Johnson of the town of Charlestown in the State of Rhode Island, by
our Attorney, Security Acceptance Corporation of Rhode Island, a Rhode Island Corporation having its principal
place of business in North Providence in said State, for consideration paid, grant to said SECURITY ACCEPTANCE
CORPORATION OF RHODE ISLAND, with MORTGAGE COVENANTS, to secure the payment of Two Thousand Four Hundred Ninety-
Four and 80/100 Dollars ($2294.80) as provided in a certain negotiable promissory note dated December 6, 1962.
That certain lot of land with all of the buildings and improvements thereon located at Kings Factory Road, in the
town of Charlestown, in the State of Rhode Island, designated as lot [?], on Plat [?], made use of for the use of the
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627
Tax Assessor of said town for the assessment as of December 31, 196 , and being the same real estate conveyed
to us by deed from Harry M. Johnson , which is recorded in the records of land evidence of said town in Deed
Book 31, at page 484 &c.
Subject to a prior mortgage to ____________________ , which is recorded with said records in Mortgage Book ____
at page _________
Subject to unpaid taxes if any.
This mortgage is made under the STATUTORY CONDITION and with the STATUTORY POWER OF SALE.
WITNESS our hands this 20th day of December, 1962.
Freida I. and Harry M. Johnson
By our Attorney, SECURITY ACCEPTANCE
CORPORATION OF RHODE ISLAND,
CHRISTOPHER W. BARTLETT, JR.
By Christopher W. Bartlett, Jr.
Vice President
COMMONWEALTH OF MASSACHUSETTS
COUNTY OF WORCESTER
In Worcester on the 20th day of December, 1962, before me personally appeared Christopher W. Bartlett, Jr.,
Vice President, of Security Acceptance Corporation of Rhode Island, attorney for said Freida I. and Harry M.
Johnson, to me known and known by me to be the person executing the foregoing instrument, and acknowledged
said instrument, by him executed, to be the free act and deed of them, him, and said Security Acceptance
Corporation of Rhode Island.
Paul E. Morin
Notary Public
My Commission Expires September 28, 1968
Received for record December 28th, A.D. 1962 at 9:16 o'clock, a.m., and recorded by
[Signature]
Deputy Town Clerk
DISCHARGE OF MORTGAGE
The undersigned, having received full payment and satisfaction of a certain mortgage recorded in the records
of land evidence in the Town of Charlestown in the State of Rhode Island, in Land Evidence Record Book Number
31 at page 626/627 dated January 28th, 1936. And it covenants and to with the person making said
payment that it is the eigenvector owner of said mortgage.
IN WITNESS WHEREOF, its duly authorized officer hereunto sets his hand and seal this 12th day of May A. D.
1970.
Signed in presence of [Signature] [Signature]
AVCO FINANCIAL SERVICES, INC. (Corp Seal) t/a/s SECURITY
ACCEPTANCE CORPORATION OF RHODE ISLAND
Louis Pusey Assistant Treasurer
Received for record July 12th A. D. 1971
at 11:20 o'clock, p.m. and recorded by [Signature] Town Clerk
----
STATUTORY FORM OF WARRANTY DEED
CHARLESTOWN ESTATES, INC., a Corporation duly Incorporated under the Laws of the State of Rhode Island,
and having a place of business in the Town of Westerly, County of Washington and State of Rhode Island, for
consideration paid grant to JOSEPH J. FLANERY and LOIS M. FLANERY, husband and wife, both of Warwick, County
of Kent and State of Rhode Island, as Joint Tenants and not tenants in common, tenement the survivor with the
remainder.
WARRANTY COVENANTS.
A certain tract or parcel of land located at the southeasterly intersection of Midland Road and
North Avenue, so called, at Quonsetcount Beach, in the Town of Charlestown, County of Washington
and State of Rhode Island, further and more particularly described as follows, to wit:
Beginning at a point on the westerly line of Midland Road, so called, said point being the southerly
corner of the parcel herein conveyed and being located a distance of 200 feet northerly from the
northerly corner of the parcel herein conveyed and being located there turning a right angle and running
easterly for 125 feet to the southeasterly corner of the parcel herein conveyed; thence turning a
right angle and running northerly 200 feet to the northerly corner of the parcel herein conveyed; thence
running easterly 125 feet to a point on the southerly line of North Avenue, so called; thence turning a
right angle and running northerly 200 feet to the intersection with the westerly line of Midland Road;
thence running easterly along the southerly line of North Avenue to the intersection with the westerly line
of Midland Road; thence continuing along the westerly line of Midland Road to the point and place of
beginning;
Measuring and intending to convey Lots #227 and #228 as shown and delineated on that certain plan or
plat entitled, "Plat of Quonsetcount Highlands at Quonsetcount Beach, R. I., Property of S. H.
Davis, Leon M. Midland, C. R., 100 feet to the center, February 1954." Said lot is bounded on the
North by North Avenue, easterly by Midland Road and southerly and westerly by other land of this
grantor.