The instrument's own words
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Know All Men by these presents That I, J. McShane I grant
of the city of Providence and State of Rhode Island hereinafter called the
mortgagor in consideration of the sum of one thousand (1000) dollars to
me paid by George W. Westcott of Pawtucket in the State of Rhode Island
hereinafter called the mortgagee the receipt whereof is hereby acknowledged
do hereby give, grant, bargain sell and convey unto the said mortgagee
and his heirs and assigns forever first that piece of marsh and beach land
situated in the town of East Providence and state of Rhode Island containing
by estimation two 1/2 acres more or less with a cottage, barn and
other improvements thereon and bounded and described as follows:
Beginning at the south easterly corner of said tract at the southernmost
line of the grant’s beach grass; thence northerly bounding
easterly the land of Samuel G. and James Hennessey several hundred feet to a
stake and stone; thence westerly bounding northerly in part on
land now or formerly of the heirs of Samuel D. Tucker and in part on
land now or formerly of Jason Pleasan to a stake and stone;
thence southerly bounding westerly on land now or formerly of Matthew N.
Foster several hundred feet to said beach or southerly line of said beach
grass; thence easterly to the point beginning; Being the same tract
described in a deed of date of May 1920 by J. McShane to May 1920 a
copy of which is attached to mortgage from William I. Page to the
Providence Building Association dated June 9 1920 and recorded in
the Land Records of the town of East Providence in Book 19 page 275;
and the same tract conveyed by deed of Anna A. Hopie to William
I. Page dated October 18 1919 and recorded in said records in
Book 19 page 245; This mortgage is made subject to a
first mortgage from William I. Page to Providence Building
Association dated June 9 1920 and recorded in said records in
Book 19 page 296; I have and to hold
the aforesaid premises together with all the privileges and
appurtenances thereunto belonging unto and to the use of the
said mortgagee and his heirs and assigns forever and I
the said mortgagor do hereby in myself and for my heirs
executors and administrators covenant with the said
mortgagee and his heirs and assigns that I am lawfully
seized in fee simple of the said granted premises That I shall
save and free the same from all inducements encumbrances whatsoever
mortgages burdens whatever to ensure that I have good right
full power and lawful authority to sell and convey the same
in manner as aforesaid That the said mortgagee and his
heirs and assigns shall by these presents have and enjoy the said
premises and that if the said mortgagor shall not and my
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190
heirs executors and administrators shall warrant and defend the
same to the said mortgagee and his heirs and assigns forever against
the lawful claims and demands of all persons whatsoever as aforesaid
and for the consideration aforesaid I, Beta & Digit, wife of said
William [?] hereby do release all my right of dower in and
to the said granted premises unto the said mortgagor his heirs and
assigns forever. Provided nevertheless and this conveyance is
on such upon the express condition that if I the said mortgagor or any
heirs heirs heirs administrators or assigns shall fail to pay unto the
said mortgagee or his heirs assigns administrators or assigns the
sum of one thousand two hundred dollars together with the said mortgage
have made my monthly payments for some on the said aggregate sum
bearing interest at the rate of one per centum per annum payable to the
payee of said mortgage in one years from the date hereof with
interest thereon at the rate of eight per centum per annum
payable monthly numerically in advance until said principal sum
is paid whether at or after maturity and with installments
of interest in arrears whether before or after maturity to be
delivered at the rate of money then held fixed and shall also pay
all taxes and assessments of every kind levied and assessed upon
or in respect of said premises then this deed act as a deed and conveyance
unto the shall become and be absolutely void to all intents and
purposes whatsoever. But if default shall be made
in the payment of the said principal sum or a part thereof in
the time or times and in the manner aforesaid or of the
taxes or assessments aforesaid at the same become taxable or
of any or either of them or of any part thereof or if breach
be made of the conditions for whatever cause hereafter entered
then it shall be lawful for the said mortgagee his successors
administrators or assigns to sell recover or in possess all
and singular the premises hereby granted or intended to be
granted or any part or part thereof and the benefit and
equity of redemption of the said mortgagor and the said
Ruth & Digit and our heirs successors administrators and
assigns thereon upon the premises and
to act as and become the purchaser or purchasers at any
such sale Land and other purchasers or purchase shall
be acceptable for the application of the purchase money
but giving notices of the time and place of sale by
publishing the same at least once each month for three successive
weeks in some public newspaper published in the county
or Province with power to adjourn such sale from time to
time provided that the publishing of said notice shall be
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continued, together with a notice of the adjournment,
at least once each made in the same newspaper, and as in their own
name or names, or as that attorney or attorneys of the said mortgagee
and the said Lotta S. Smith, that that trustee by these presents fully empowers
and appoints with full power of substitution, and revocation to make,
secure and collect all the proceeds of such sale or sales in fee simple, and to
receive the proceeds of such sale or sales, and further proceeds to
retain all the sums thereby recovered, until such time as to fully see
the payment of the taxes then remaining unpaid and also the
interest thereon, together with all expenses incident to
such sale or sales, or for making debt foreclosure, and for fees of
execution and attorney and all costs or expenses incurred in the
premises of said taxes, and all taxes, assessments and premiums
for insurance, having any certificates paid by the said mortgagor his
executors administrators or assigns others the sums remaining unpaid
upon said granted premises, reducing and paying the surpluses
of said proceeds of sale, if any there be and after the amounts
here to be claimed at a foreclosure, together with a true and particular
account of such sale or sales, expenditures and charges to me the
said mortgagee only my heirs executors administrators or assigns
which sale or sales made or agreed shall forever be a quitclaim
for both in law and equity against us the said mortgagors and
the said Lotta S. Smith on her behalf executors administrators and
assigns, and all persons claiming said premises, so that lay,
from us or under us, from him or any of them (And I the said
mortgagor, for myself and for my heirs, executors administrators
and all others hereby covenant with the said mortgagee, and
his heirs executors administrators and assigns that I
and they will upon request execute such deeds and other confirmatory
of said sale or sales as may be required,
And furthermore, I the said mortgagor, for myself and
for my heirs, executors administrators and assigns, hereby
covenant with the said mortgagee, and his executors administrators
and assigns that insurance against loss by fire shall
be kept and maintained on the buildings located on the
premises aforesaid in such office or offices as the said mortgagor
and his executors administrators or others shall specify,
in a sum not less than one thousand (1000) dollars, and
that the policy or policies of such insurance shall be assigned
and transferred or made payable in case of loss, to the
said mortgagee or his executors administrators or assigns,
as collateral security hereunto, and in default thereof hereby
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192
will that the said mortgagee, or his successors, administrators or
assigns, may effect such insurance in the name of one of the party
mortgagor, and my heirs and assigns, as possible in case of loss
to the said mortgagee, and his successors, administrators or assigns
And that the premiums on premiums paid therefor shall be a charge
upon the said granted premises recorded by these presents.
In witness whereof we have hereunto set our hands and
seals this 31st day of May in the year of our Lord one thousand
nine hundred and twenty two (1922)
Signed and sealed in presence of
E. N. Sullivan to witness [Signature] William H. Degroot L.S.
[Signature] Lola E. Degroot L.S.
State of Rhode Island,
county of Providence ss.
I, in Providence in said County on this 31st day
of May A.D. 1922 before me personally appeared the above
named mortgagors William H. Degroot and wife Lola E. Degroot,
both of them to me known and known them to be the parties
sealing the foregoing instrument and they acknowledged
said instrument to be their act and deed.
Eugene N. Sullivan
Notary Public.
Received for record time date 31st 1922 at 9 o'clock AM.
and recorded by George C. Cross Town Clerk.
Having received full payment and satisfaction of the
within mortgage I hereby cancel and discharge the same.
In witness whereof I have set my hand and seal this 27th day of March 1923.
Signed and sealed in presence of
W. Milliam H. McLey [Signature] George L. Westcott L.S.
Recorded March 27th 1923.
by George C. Cross Town Clerk.
The page as recorded
