The instrument's own words
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337
MORTGAGE DEED
We, JAMES H. FLETCHER and JOYCE B. FLETCHER, husb'and and wife, both now of the Town of Charlestown, in the County of Washington and State of Rhode Island, formerly of Westerly, Rhode Island, hereinafter called the mortgagors, for consideration paid, grant to WESTERLY SAVINGS FUND AND LOAN ASSOCIATION, a corporation created by Act of the General Assembly of the State of Rhode Island, located and having its principal office and place of business in the Town of Westerly, County of Washington and State of Rhode Island, hereinafter called the mortgagee, WITH MORTGAGE COVENANTS, to secure the payment of Twenty-five hundred ($2500.00) Dollars, with interest therefore at the rate of 6% per annum as specified in a certain note promissory demise of the mortgagors, or even date herewith, said principal and interest being payable in 120 evenly monthly installments of Twenty-seven and 76/100 ($27.76) Dollars each on the Twenty-fifth day of each successive month commencing June twenty-fifth, 1962 until said principal and interest are paid in full, as all provided in said note, the following described land, together with all the buildings and other improvements now or hereafter erected thereon, all the hereditaments, appurtenances and rights thereunto belonging or appertaining in any way or now or hereafter appertaining, together with and including as part of the realty, all heating and air-conditioning apparatus, plumbing, stoves, dorms doors and windows, gas, oil and electric fixtures, screens, screen doors, awnings, and other fixtures of whatever nature kind on said premises or where aforesaid placed thereon prior to the full payment and discharge of this mortgage, situated in the Town of Charlestown, County of Washington and State of Rhode Island, and bounded and described as follows:
Lot Numbered Twenty-three (23) as shown and delineated on that Plat entitled "Section No. 1 Shady Manor in Charlestown, R. I. Belonging to Everett Graham & Sydney Cohn, Clifford R. Stewart, Surveyor, May, 1946, Revised June 17, 1948" which Plat is recorded in Plat Book No. 3, page 3, at one on, the Land Evidence Records of the Town of Charlestown.
Being the same premises described in the deed said James H. and Joyce B. Fletcher from said James H. Fletcher, dated October 11, 1955, recorded in the Land Evidence Records of said Town of Charlestown in Book 35, at page 35, as aforesaid.
SUBJECT to a prior mortgage from the mortgagors to the mortgagee, dated October 11, 1956, recorded in the Charlestown Land Evidence Records in Book 35, at page 301.
This mortgage is made upon the SATISFACTION CONDITION and with the STATUTORY POWER OF SALE, provided, however, that a foreclosure may be held upon the breach or premises as otherwise at the option of the mortgagee, as specified in the note referred to herein.
This mortgage is made subject to those additional agreements and covenants contained in that instrument entitled "GENERAL CONDITIONS OF MORTGAGES OF WESTERLY SAVINGS FUND AND LOAN ASSOCIATION" executed herebetween the mortgagors, a copy of which is attached hereto and made a part hereof by the mortgagors, the exact terms of which are recorded on record of Town of Charlestown, in Land Evidence Records Book 39 at pages 31-34. Said agreements and covenants are referred to herein as if fully set forth, and it is agreed that the same shall be in the same force and performance of any of the same, it shall be lawful for the mortgagee to sell the above described premises pursuant to said STATUTORY POWER OF SALE.
And for the consideration aforesaid, we the said mortgagors, release to the mortgagee all our right of dower and curtesy and all other rights, statutory or otherwise, in the aforementioned premises. WITNESS our hands this 25th day of May 1962.
James H. Fletcher
Joyce B. Fletcher
Executed in presence of
James J. Morrison
A. Amelia Peckham
STATE OF RHODE ISLAND
County of Washington
In the Town of Westerly, on the 25th day of May 1962, before me personally appeared the above named Jane H. FLETCHER and JOYCE B. FLETCHER, to me known and by me known to be the parties executing the foregoing instrument, and they acknowledged said instrument by them executed act and deed.
Norbert Pennell
Notary Public
Received for record on May 28th, 1962 A. D. at 9:09 o'clock p. M., and recorded by
[Signature]
Deputy Town Clerk
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DISCHARGE OF MORTGAGE
THE WESTERLY SAVINGS FUND AND LOAN ASSOCIATION, of Westerly, Rhode Island, having received full payment and satisfaction of the mortgage, with mortgage recorded in the Land Evidence Records in the Town of Charlestown in the said Mortgage Book Number 38 Page 337 does hereby cancel and discharge the same. IN TESTIMONY WHEREOF, said Association has caused these presents to be signed and its Corporate Seal to be countersoffixed by A. Amelia Peckham its Treasurer duly authorized, this 1st day of December 1965.
WESTERLY SAVINGS FUND AND LOAN ASSOCIATION (Corporate Seal)
By A. Amelia Peckham, its Treasurer
Signed and sealed in presence of
James J. Morrison
Received for record December 1st, A. D. 1965 at 2:32 o'clock, p. m., and recorded by
[Signature]
Town Clerk
page 2 · read by Gemma vision
837
CHRISTIANSEN AND COMPANY
CERTIFIED PUBLIC ACCOUNTANTS
77 FEDERAL STREET
WOONSOCKET, RHODE ISLAND
July 23, 1962
Town Clerk
Charlestown
Rhode Island
Dear Sir:
We are making an audit of the records of the Westerly Savings Fund and Loan Association as of June 18, 1962, and we find that date you were holding for record the following deed:
James H. or Joyce B. Fletcher $2,500.00
Will you kindly indicate on the enclosed copy of this letter the mortgage deed you hold for recording together with any comments you might have. Kindly return the copy of this letter signed to our office in the enclosed self-addressed envelope.
Very truly yours,
CHRISTIANSEN AND COMPANY
By Agent R. Demers
Edgar R. Demers
ERD:par
Above mortgage received for record May 28, 1962 and Recorded in Records of Land Evidence, Book 38 Page 337 and mailed to mortgagees, May 29, 1962
Town Clerk
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dower and curtesy and all other rights, statutory and statutory and otherwise, in the aforementioned premises. WITNESS our hands this 25th day of May 1962.
Executed in presence of
James J. Morrison
A. Amelia Peckham
James H. Fletcher
Joyce B. Fletcher
STATE OF RHODE ISLAND
County of Washington
In the Town of Westerly, on the 25th day of May 1962, before me personally appeared the above named JAMES H. FLETCHER and JOYCE B. FLETCHER, to me known and known by me to be the parties executing the foregoing instrument, and they acknowledged said instrument by them executed to be their free act and deed.
Robert Fennell
Notary Public
Received for record on May 28th, 1962 A. D, at 9:09 o'clock A. M. and recorded by
Deputy Town Clerk
DISCHARGE OF MORTGAGE
THE WESTERLY SAVINGS FUND AND LOAN ASSOCIATION, of Westerly, Rhode Island, having received full payment and satisfaction of the mortgage, recorded in the Land Evidence Records in the Town of Charlestown, in Book 38 Page 337, said Association has caused this present to be signed and its Corporate Seal to be hereuntoaffixed by A. Amelia Peckham its Treasurer only, this 1st day of June 1962.
WESTERLY SAVINGS FUND AND LOAN ASSOCIATION (Corporate Seal)
By A. Amelia Peckham, its Treasurer
Signed and sealed in presence of
James J. Morrison
Received for record December 1st, A. D. 1962 at 2:32 o'clock, p. m., and recorded by
Town Clerk