The instrument's own words
page 1
492 KNOW All MEN by these presents, That we John T.
Downey and Hulda A. Downey husband and wife both of the City
and State of New York, hereinafter called the mortgagors, in
consideration of the sum of one dollar to me paid by Sophia Seidner
of the Town of Providence, New London County and State of Connecticut,
hereinafter called the mortgagee, the receipt whereof is hereby
acknowledged, do hereby grant, bargain sell and convey
unto the said mortgagee and her heirs and assigns forever,
a certain tract or piece of land with a dwelling house, barn
and other buildings and improvements thereon standing and
containing twenty one (21) acres more or less, and it is known as
the "Hathaway place" and is situate in the town of Collatral town,
Washington County and State of Rhode Island and is bounded
on the North by land formerly of William R. Berry and now
owned by said Mitchell, on the East by land formerly of Thomas
O'Neil on the South by land of said Beta B. Mitchell and on
the West by the highway,
To have and to hold the aforesaid premises with all
the privileges and appurtenances herento belonging, unto
and to the use of the said mortgagee and her heirs and
assigns forever, And we the said mortgagors, do hereby
for ourselves and for our heirs, executors and administrators
covenant with the said mortgagee and her heirs and assigns
that we are lawfully seized in fee simple of the said granted
premises; that the same free from all incumbrances,
that we have good right, full power and lawful authority to
sell and convey the same in the manner as aforesaid. That the
said mortgagee and her heirs and assigns shall by these
presents at all times hereafter peaceably quiet have and
enjoy the said premises, and that we the said mortgagors will,
and our heirs, executors and administrators shall, warrant
and defend the same to the said mortgagee and her heirs and
assigns forever against the lawful claims and demands of all
persons. Provided nevertheless that this conveyance
is made upon the express condition that if the said mortgagee
or their heirs, executors, administrators or assigns, shall pay
unto the said mortgagee or her executors administrator or
assigns, the sum of five hundred dollars, whereupon the said
mortgagors have made their negotiable promissory note for
said fifty-five sum, becoming due date with these presents,
and made payable to the order of Sophia Seidner six
months from the date hereof, with interest thereon at the
rate of 6% per annum per dunnun, payable semi annually
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in advance until said principal sum is paid whether at or after maturity,
and all installments of interest in arrear whether before or after maturity,
to bear interest at the rate aforesaid until paid and shall also pay all
taxes and assessments of every kind levied or assessed upon or in respect
of said premises therefore this deed as also said promissory note shall
become and be absolutely void to all intents and purposes whatsoever,
But if default shall be made in the payment of the said note or if
said interest at the times or times at least in the manner aforesaid or
of the taxes or assessments aforesaid as the same become payable or of
any other of them or of any part thereof or if breach shall be made
of the covenant for insurance hereinbefore contained then it shall be lawful
for the said mortgagor his executors administrators or assigns to sell
either in or in herself all and every the premises hereby granted
or intended to be granted or any part or parts thereof the whole the
benefit and enjoyment of every part of the said mortgage and their
heirs successors administrators and assigns therein as further as they
own the premises and to bid for and become the purchaser or
purchasers at any such sale and in other purchases or purchasers
shall be accountable for the application of the purchase money) first
giving notice of the time and place of sale by publishing the same
at least once each week for three successive weeks in some newspaper
published in said Pawtucket Rhode Island with power to adjourn said
sale from time to time provided that the publishing of said
notice shall be continued together with a notice of the adjournment
or adjournment at least once each week in the said newspaper
and in her or his own name or names or as the attorney or
attorney of the said mortgagor (for these purposes by these presents
duly authorized and appointed with full power of substitution
and revocation) to make present and deliver to the purchaser or
purchasers at such sale a good and sufficient deed or deeds of
said premises in fee simple and to receive the proceeds of
said sale or sales and from such proceeds to retain all sums
hereby secured whether then due or to fall due thereafter or
the first part thereof their remaining unpaid and also the interest
then due on the same together with all of powers incident to
such sale or sales or for making said deed or deeds and for
fees of conveyer and attorney and all costs or expenses incurred
in the pursuit of said sum and all taxes assessments and
premiums for insurance if any either heretofore paid by the said
mortgagor his executors administrators or assigns or then remaining
unpaid upon said grants premises rendering and paying the
surplus of said proceeds of sale if any there be over and above the
amounts to be retained as aforesaid together with a true
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494
and particular account of such sale or sales, expenses and charges
to the said mortgagees their heirs, executors, administrators or assigns,
which such sale or sales made as aforesaid shall be a perpetual
bar both in law and equity against the said mortgagors their heirs,
executors, administrators and assigns, and all persons claiming
said premises, as sold by them, from or under them or any of them.
And we the said mortgagors, for ourselves and for our heirs,
executors, administrators and assigns, hereby covenant with
the said mortgagees, and her heirs, executors, administrators and
assigns, that they will upon request execute such deeds
or deeds confirmatory of said sale or sales as may be required.
And furthermore, we the said mortgagors, for ourselves
and for our heirs, executors, administrators and assigns, hereby
covenant with the said mortgagees, and her executors, administrators
and assigns that insurance against loss by fire shall be kept
and maintained on the buildings, on the premises aforesaid in
such office or offices as the said mortgagees and her executors,
administrators or assigns shall approve, in a sum not less
than one thousand dollars, and that the policy or policies of
such insurance shall be assigned and transferred, or made
payable in case of loss, to the said mortgagees, or her executors,
administrators or assigns, as collateral security hereby, and
in default thereof hereby agree that the said mortgagees,
or her executors, administrators or assigns may effect such
insurance in the name of the said mortgagees, and their
heirs and assigns payable in case of loss to the said
mortgagee, and her executors, administrators or assigns.
and that the premium or premiums paid therefor shall be a
further charge upon said granted premises secured by these
presents.
In witness whereof, we have hereunto set our hands
and seals this 16th day of August in the year of our Lord one
thousand nine hundred and twenty one.
Signed and sealed in presence of
William A. McLoft
Augusta S. Wiley
John V. Downey L.S.
Hilda A. Downey L.S.
State of Connecticut
County of New London.
In Stonington on the 16th day of August A.D. 1921
before me personally appeared John V. Downey and Hilda
A. Downey to and known and known by me to be the
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495
parties executing the foregoing instrument, and they acknowledged said
instrument by them executed to be their free act and deed.
William A. Olney
Notary Public L.S.
Received for record August 18th 1921 at 3-05 o'clock P.M.
and entered by George E. Covey from L. S. Lake
For transfer of foregoing mortgage see Book 21 Page 246
I, the undersigned, having received full payment and satisfaction of the entire
mortgage, recorded in the records of land evidence in the town of Charlestown in the state of
Rhode Island in mortgage book number 19 at page 493 duly cancelled and discharged the same, and I
covenant to and with the person making and paying the payment from the current owner of said
mortgage, and the same was arranged home and recorded in Book 21 page 246
In witness whereof, I have hereunto set my hand and seal this 15th day of August, AD 1921.
Signed in the presence of
William A. Olney
John R. Healy
recorded Aug. 15 1921
by George E. Covey from L. S. Lake
Know all men by these presents, that we Gabriel
Nelson and Anna Nelson, his wife, both of Charlestown, Rhode
Island, hereinafter called the Grantors, in consideration of the sum
of Dollars to be paid by J. Abraham Phelps States, of 88 Grove
Street New York City, New York, hereinafter called the Grantee
the receipt whereof is hereby acknowledged, do hereby give,
grant, bargain, sell and convey unto the said Grantee and
his heirs and assigns forever, all that certain piece or parcel
of land situate in the town of Charlestown, aforesaid, and more
particularly described as follows, Beginning at the intersection
of the stone wall along the highway with the stone wall which
is the East Boundary of the property of Peter Peter Lawson, and
running along said stone wall and the continuation thereof
South forty three (33) degrees west two thousand or one hundred
ninety three (2193) feet to a stone post forty three degrees fort one (41)
degree East, one hundred forty three (143) feet, course (6) miles
to a stone post at the North west corner of lot no, six (6)
Indian Cedar Swamp, South boundary as filed in the office of the town
clerk of Charlestown, R.I. thence South eight eight (88) degrees
fifteen (15) minutes East to a stone post at the northerly bud
of the center line of lot no, six (6), thence in a southerly direction
one hundred twenty (1320) feet to the southern boundary
line of lots one (1) to six (6) thence Easterly to the south east