The instrument's own words
page 1
KNOW ALL MEN by these Presents that J. S. Carey R,
dweller of East Providence, County of Providence and State of Rhode
Island hereinafter called the mortgagor, in consideration of Five
hundred Forty two dollars ($542) to me paid by P. H. Coplin company,
a corporation organized and operating under the laws of the State of
Rhode Island, with a principal place of business in Warwick, County
of Kent and said State of Rhode Island, hereinafter called
the mortgagee, the receipt whereof is hereby acknowledged, as
nearly as well and truly grant, bargain, sell and convey unto the said
mortgagee and its successors and assigns forever, a certain
piece of land with a dwelling house and other
improvements thereon standing lying and being in the Town
of Johnston, county of Providence and said State of Rhode
Island, and bounded and described as follows, to wit
Beginning at the south west corner thereof on the highway
known as the Post Road and adjoining land of William L
Macpherson, thence running South 85° 38' E and one hundred seventy
seven and one half feet thence N 3° 44' W one hundred
eighty one and one half feet thence S 80° 50' W one hundred
seventy seven and one half feet thence S 3° 50' W 6.8n
hundred sixteen and one half feet to the point and place
of beginning, bounded Southerly by the Post Road, so called
easterly by land of William L Macpherson, southerly by lands
of John own Robinson, and westerly by land of William L
Macpherson, being the same premises recorded in land
Evidence of the Town of Johnston Book No. 18 at page 122
To have and to hold, the aforesaid premises,
with all the privileges and appurtenances thereunto belonging
unto the said mortgagee and its successors and
assigns forever,
Signed the said mortgagor, Amy 14,
Dated, as hereby for myself and my heirs, executors and
administrators covenant with the said mortgagee and its
successors and assigns, that I am lawfully seized in
fee simple of the said aforesaid premises; that the same
are free from all encumbrances, except a certain mortgage
to Raphael R. Johnson for two hundred dollars ($200) and
recorded in Book of Mortgages of said Town of Johnston
Book No. 19 at page 37; that I have good right full power
and lawful authority to sell and convey the said premises
in manner as aforesaid; that the said mortgagee and its
successors and assigns shall by these presents at all
times hereafter peaceably and quietly have and enjoy
the said premises, and that I the said mortgagor will
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126
and my heirs, executors and administrators shall warrant and
defend the same to the said mortgagee and its successors and
assigns forever, against the unlawful claims and demands of all
persons. Provided, nevertheless, that this conveyance
is made upon the express condition, that if the said mortgagor,
or said executors, administrators or assigns, shall pay unto
the said mortgagee or its successors or assigns or any of us the sum of
Five thousand four hundred dollars ($5400) whenever the said mortgagor
has made her negotiable promissory note for said sum
becoming due and payable with these presents, and made payable to
the order of R. P. Neale company in six months from date, the said
note with interest thereon at the rate of six per centum per
annum, payable semi-annually, until paid and principal sum is
paid, whether at or after maturity, and all installments of
interest in arrears, whether before or after maturity, to be borne
interest at the rate aforesaid until paid, and shall also pay all
taxes and assessments on every bond issued or assumed upon
or in respect of said note, then her deed, et al, and said
promissory note, shall become null and absolutely void to all
intents and purposes whatsoever.
But if default shall be made in the payment of the said
principal sum, or of said interest, at the time or times and
in the manner aforesaid, or of the taxes or assessments aforesaid,
at the same time and purpose, or of any condition of them, or
of any part thereof or if breach shall be made of the covenant
"for insurance hereinafter contained," then it shall be lawful
for the said mortgagee its successors or assigns, to sell
the premises or in parcels, all and singular, the premises hereby
granted or conveyed to be granted or conveyed or any part or parts thereof
at public auction upon the premises and to vid and for as
become the possessor or possessors at any such sale, (and
no other person or purchaser shall be answerable for the
application of the purchased money), but giving notice of the
time and place of sale by publishing the same at least once
each week for three successive weeks in some one of the printed
newspapers published in said Town of Westerly with power
to adjourn such sale from time to time, provided that the
publishing of said notices shall be continued, together with a
notice of the agreement or agreements, at least once each
week in the same newspaper; and in such or their are name
or names or as the attorney or attorneys of the said mortgagee
(for that purpose by these presents duly authorize and appoint
with full power of substitution and revocation) to make,
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executes and delivers to the purchaser or purchased at such sale a good
and sufficient deed s. seals of said premises in fee simple, and to
receive the proceeds of such sale or sales, and from such proceeds
to retain all sums hereby secured whether then due or to be due and
accruing or the part thereof then remaining unpaid, and also the
interest thereon due on the same, together with all expenses incident
to such sale or sales, and her fees of counsel and attorneys, and
all costs or expenses incurred in the receipt of said proceeds, and
all taxes, assessments and premiums for insurance, if any,
either heretofore paid by the said mortgagor, its successors or assigns,
or then remaining unpaid, upon said called premises, rendering
and paying the surplus of said proceed of sale if any there be,
over and above the amount to be retained as aforesaid, together
with a true and particular account of such sale or sales, expenses
and charges, to the said mortgagor, and her heirs, executors,
administrators or assigns whichever said sale or sales made or apparently
shall happen be a perpetual bar both in law and in equity against
the said mortgagor, her heirs, executors administrators and
assigns and all persons claiming said premises, so sold,
by form, or means.
And I the said mortgagor,
for myself, and for my heirs, executors, administrators and
assigns, hereby covenant with the said mortgagee and its
successors and assigns, that I and they will upon request
execute such deed or deeds conformably of said sale or sales
as may be required.
And further more, I the said mortgagor, for myself and for
my heirs, executors, administrators and assigns, hereby
covenant with the said mortgagee and its successors and
assigns, that insurance against loss by fire shall be kept,
and maintained on the building now or hereafter erected
on the premises aforesaid, in such office or officer as the said
mortgagee and its successors or assigns shall approve,
in a sum not less than two thousand dollars ($2000) and
that a policy of insurance for the sum of
seven thousand dollars ($7000) shall be assigned and
bourgeoised or made payable in case of loss to the said
mortgagee, or its successors or assigns, as collateral security
thereto, and in default thereof agree that the said
mortgagee, or its successors or assigns, may effect such
insurance in the name of the said mortgagor and her
heirs and assigns, payable in case of loss to the said
mortgagee and its successors or assigns and that the
premium or premiums paid therefor shall be a further
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128 charges upon said granted premises secured by these presents,
Dir witness Whereof I have unto subscribed my name
and aforesaid my seal this 17th day of January in the year of our
Lord one thousand nine hundred and seventeen and in witness,
signed and sealed in the presence of
John Ferguson Jr. Amy R Leather SS.
State of Rhode Island
county of Providence.
In East Providence on the 17th day of January
1717 before me personally appeared Amy R Dallertie to me
known and known by me to be the party executing the foregoing
instrument and acknowledged said instrument by her handseal,
to be her free act and deed. John Ferguson Jr.
Amy R Leather SS.
Received for deed January 20 1717 at 9 o'clock AM,
and recorded the same in volume 4 page 128 Town Clerk
The undersigned having received full payment and satisfaction of
the mortgage mortgage recorded in the records of East Providence in the town
of Johnston in the state of Rhode Island in mortgage Book 204 page 25
namely wholly cancel and discharge the same, and I covenant to and with the
person making and payment That I am the present owner of said mortgage
blank I have hereunto set my hand and seal this 9th day of March AD
1920. P.H. Blair Company
by Fred L April Agent
TO know ALL MEN by these presents, That I George
W Gradle of the town of Johnston, county of Washington and
State of Rhode Island, have made and constituted and
appointed, and by these presents do make, constitute and
appoint Albert Presence of the town of Redmond in the said county
and state a true and lawful attorney for me and in my
name, peace and stead to collect and give receipt through for
the premises of any mortgage note entitled which was owed to me by
whereas in state of said Rhode Island a sum of money which
may become due and frozen, also to convey and sell any property
which was mortgaged by the said blank to me as security
for any note or notes if the said note or notes are not paid
when due, and also the right to discharge any mortgage after
the note secured thereby has been paid to me full satisfaction
of my said attorney, giving and granting unto my said
The page as recorded
