7/18/1961 · DEED · book 38 page 20 doc 7041@38/20

20 We, James C. McCauley and Theodore W. McCauley, both of the Town of Cumberland, in the County of Providence and State of Rhode Island, for consideration paid, grant to LEO H. LICIS and AINA LICIS, husband and wife, both of Howard, City of Cranston, County of Providence and State of Rhode Island, as JOINT TENANTS and not as Tenants in Common, with WARRANTY COVENANTS That certain parcel or tract of land, situated at Charlestown Beach, so called, in the Town of Charlestown, County of Washington and State of Rhode Island, bounded and described as follows: Beginning at the southeast corner of the above described premises and at the southeast corner of land formerly of Nicholas W. Cramshaw; thence southerly, thence northerly, bounding easterly by land formerly of Sarah Dumond Cramshaw to the highway thence continuing in the same lynie (50) feet thence northerly along said highway to a stone fence; thence westerly bounding northerly by said Pamid Fitts (50) feet thence southerly parallel with said easterly line and (150) feet thence northerly from the stone fence to said highway then lee of fence or boundary of Stephen R. Browning both north and south of said highway, thence easterly, bounding south easterly by said line, to the highway thence southerly along said portion of said highway until the north side of said highway is bounded on the east by land formerly of Edward E. Burdick, or heirs, thence northerly said line to the point of beginning. Being the same premises described in deed of their granters to Sarah E. McCauley, dated November 23, 1926 and recorded in the Records of Land Evidence, town of Charlestown, in Book No. 26, Page 504. The said Sarah E. McCauley having died intestate, the premises the will of the owner, the said Sarah E. McCauley; copy of said will being recorded in Records of Land Evidence, Book No. 26, Page 504. I, Grace K. McCauley, wife of James C. McCauley, and Olive B. McCauley, wife of Theodore W. Mc Cauley, release to said grantees our respective right nor title of dower and other all interest in the aforedescribed premises. WITNESS our hands this 12th day of July, 1961. JAMES C. MCCAULEY THEODORE W. MCCAULEY GRACE K. MCCAULEY OLIVE B. MCCAULEY (DOCUMENTARY STAMPS, $4.65) STATE OF RHODE ISLAND ) County of Washington ) In Charlestown, on the 12th day of July, 1961, before me personally appeared James C. McCauley, Grace K. McCauley, Theodore W. McCauley and Olive B. McCauley, each and all to me known and known by me to be the parties executing the foregoing instrument, and they severally acknowledged said instrument, by them executed, to be their free act and deed. LINTON L. BROWN Notary Public Received for record July 17th, A. D. 1961 at 3:50 o'clock, p. m., and recorded by [Signature] Town Clerk ---- KNOW ALL MEN BY THESE PRESENTS, that we, WALLACE E. BURDICK and GLENNA M. BURDICK, husband and wife, both of the Town of Charlestown, County of Washington and State of Rhode Island, for consideration paid, grant to RALPH G. HURLBERT and DOROTHY M. HURLBERT, husband and wife, both of Oakland, State of New Jersey, as JOINT TENANTS and not as Tenants in Common, with WARRANTY COVENANTS That certain parcel or tract of land, situated in the Town of Charlestown, County of Washington and State of Rhode Island, bounded and described as follows: Beginning at a point marking the northeasterly corner of land of Douglas W. Jackson and wife and the northeasterly corner of the premises herein conveyed; thence running easterly in a straight line 110 feet to the northeasterly corner of boundary line of said Douglas W. Jackson land, a distance of 225 feet, more or less, or until it comes to the easterly boundary line of land of Allen S. Browning and wife; thence running southerly, bounded easterly by said Browning land, until it comes to a point marking the boundary on the northeasterly corner of land of Raymond W. Rathnone and wife; thence turning and running westerly, bounded southerly by said Rathnone land, a distance of 100 feet, more or less, to the northeasterly corner of said Rathnone land; and thence turning and running again southerly, bounded easterly by said

21 Bathhouse land, a distance of 175 feet, more or less, or until it comes to the northerly boundary line of the Town Highway that leads easterly from the State Highway, commonly known as the Route 1 Highway until it comes to the junction of said Town Highway and said State Highway; bounded sayd Town Highway until it comes to the junction of said Town Highway and said State Highway; bound running northerly, bounded easterly by the Bathhouse land, until it comes to the southeasterly boundary of said Jackson land; then running again easterly, bounded northerly by said Jackson land, a distance of 200 feet, more or less, to the southeasterly boundary of said Jackson land; then running running north easterly, bounded easterly by the Bathhouse land, a distance of 200 feet, more or less, to the point and place of beginning, or however otherwise the same may be bounded or described. The aforementioned premises being a portion of the premises conveyed by deed of Grafton M. Wilson and Marion G. Wilson to Glenna M. Burdick and Wallace E. Burdick recorded in the Records of Land Evidence, said Town of Charlestown, Book No. 37 at Pages 345-349. WITNESS our hands this 18th day of July, 1961. WALLACE E. BURDICK GLENNA M. BURDICK (DOCUMENTARY STAMPS, $7.85) STATE OF RHODE ISLAND ) County of Washington ) In Charlestown, on the 18th day of July, 1961, before me personally appeared Wallace E. Burdick and Glenna M. Burdick, husband and wife, both to me known and by me to be the parties executing the foregoing instrument, andthey severally acknowledged said instrument, by them executed, to be their free act and deed. LINTON L. BROWN Notary Public Received for record July 18th, A. D. 1961 at 11:30 o'clock, a. m., and recorded by [Signature] Town Clerk ---- ADDITIONAL COVENANTS OF MORTGAGORS OF WESTERLY COMMUNITY CREDIT UNION All persons and corporations (hereinafter called the "mortgagors") who execute and deliver to Westerly Community Credit Union, of Westerly, Rhode Island, (hereinafter called the "mortgagee") a mortgage or mortgages, covering property owned by them, in addition to all the restrictive agreements covenants set forth or referred to in said mortgage or mortgages, in the note or notes securing said mortgage or mortgages, the following agreements and covenants, which are referred to in, and are by reference made part of any mortgage made by them to the mortgagee: The undersigned mortgagors hereby agree: 1. To promptly pay when due all taxes, assessments and sewer rate assessments, and sums of every kind heretofore or hereafter assessed or imposed upon or in respect of the mortgaged property or upon said mortgage, in respect of said mortgage or mortgages, and all premiums, and all premiums for insurance maintained upon said property. 2. To keep the mortgaged property insured against loss or damage by fire and other hazards known, and in the mortgage amounts and forms, and in such Company or Companies, as the mortgagee may from time to time find satisfactory, the policies of insurance to be assigned to the mortgagee and delivered to the mortgagee in case of loss to, and delivered to the mortgagee as collateral security for said note, and if the mortgagors fail to provide such insurance, the mortgagee may at its option, and if the mortgagors fail to remit promptly the premiums therefor, the mortgagee may pay such premiums, and if the mortgagors fail to remit such premiums to the mortgagee on demand, the same shall be added to the sums secured by said mortgage and bear interest at the rate provided in the note securing said mortgage. 3. The mortgagors hereby irrevocably appoint the mortgagee their attorney in chief, say name, but in the uncontrolled discretion of said mortgagee, at the option of the mortgagee, to demand, sue for, compromise, and collect any and all losses which may accrue under said insurance policies, and to receive and collect any money paid under said policies, and to discharge the insurer itself therefore all expenses (including reasonable attorneys fees) incurred in connection therewith, and to apply the payments received, less the cost of replacing or restoring the damaged buildings and improvements; and to whether the same be applied to the cost of replacing or restoring the damaged buildings and improvements; and to deliver any balance remaining thus to the mortgagors. In case of foreclosure under said mortgage, all right, title and interest of the mortgagors in any such insurance policy, or to any insurance proceeds or dividends thereon, shall pass to the mortgagee, to be applied by it on account of the mortgage indebtedness and any surplus paid over as a surplusage to foreclosure. 3. To keep the interior and exterior of all buildings and other improvements upon the mortgaged premises in good condition and repair and free from waste, deterioration, removal or alteration thereof without the prior written consent in writing of the mortgagee has been first obtained. 4. To permit the mortgagee, and its officers, employees, and servants to enter upon and inspect the mortgaged property; and if, in the opinion of the mortgagee, the security of said mortgage is impaired, then, at its option, to make repairs, and the costs of said repairs shall become a part of the indebtedness hereby secured.