The instrument's own words
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1160 Know all men by these presents, that John R.
Clark and Lydia Clark his wife (in right of said wife) of
Richmond, Washington county and state of Rhode Island, John H Lewis
and Ellen G. Lewis his wife of Charlestown in said county, and
Charles F. Lewis and Anna D Lewis his wife of the city of Dougherty,
Marion county and state of Louisiana, hereinafter called the
mortgagors in consideration of two hundred and fifty ($250) Dollars
to be paid by the Kingston Savings Bank a corporation created
by the General Assembly of said State of Rhode Island and
created it and doing business in the town of South Kingstown
in said county of Washington hereinafter called the mortgagee,
the receipt whereof is hereby acknowledged, do hereby grant, quit, grant,
bargain, sell and convey unto the said mortgagee his
successors and assigns forever, A certain farm which
is situated in the town of Charlestown, county of Washington
and state of Rhode Island, containing thirty five (35) acres be
they the same more or less, with a dwelling house, barn and other
improvements situated thereon, and bounded on the North by
land belonging to the heirs of Reuben Couch, on the East by land
belonging to George M. Chaffee, and on the South by land belonging to
the heirs of James H. Phillips and on the West by a public
highway, or however the said farm may be bounded or
described. Said farm was the property of the late
Nathaniel Lewis. The said Lydia R. Clark, John H. Lewis,
and Charles F. Lewis as his sole heir and are the owners of
this farm and they give this mortgage on said farm unity of the said
to their sister of their mother, Hannah B. Lewis, widow of the said
Nathaniel Lewis, To have and to hold the aforementioned
premises, with all the privileges and appurtenances thereunto
belonging now and to the use of the said mortgagee, and its
successors and assigns forever. And we the said mortgagors
do hereby for ourselves and for our heirs, executors and administrators
covenant with the said mortgagee and its successors and
assigns, that we are lawfully seized in fee simple of the said
granted premises, that the same are free from all encumbrances
excepting the dower of Hannah B. Lewis, widow of the late
Nathaniel Lewis that we have good right full power and lawful
authority to sell and convey the same in manner as aforesaid,
that the said mortgagee and its successors and assigns shall by
these presents at all times hereafter peaceably and quietly have
and enjoy the said premises, and that we the said mortgagors
will and our heirs, executors and administrators shall warrant
and defend the same to the said mortgagee and its successors,
and assigns forever against the lawful claims and demands of
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of all persons, And for the consideration aforesaid we Ellen E. Lewis
wife of the said John E. Lewis and Anna S. Lewis wife of the said Charles
E. Lewis as hereby release all our rights of tenure in and to the said
granted premises unto the said mortgage and its successors and assigns
forever, Provided nevertheless, this conveyance is made upon
the express condition, That if the mortgage or their heirs, executors,
administrators or assigns shall pay unto the said mortgage or its
successors or assigns, the sum of two thousand and fifty (2050) dollars
whether the said mortgage have made their mortgage & promissory
note or notes aggregate such sum, bearing even date with these presents and
made payable to the use of the Kingston Savings Bank a corporation
created by the general assembly of the State of Rhode Island beloved, and
created at and doing business in the town of North Kingston in said
State one year from the date hereof with interest thereon at the rate
of 6 per centum per annum, payable semiannually in advance
until said principal sum is paid, whether at or after maturity and
all installments of interest in arrears whether before or after maturity
to be paid interest at the rate aforesaid until paid and also any
all taxes and assessments of every kind levied or assessed upon
or in respect of said premises, then this deed as also said promissory
note, shall become and be absolutely void to all intents and purposes
whatsoever. But if default shall be made in the payment
of the said sum of two thousand and fifty dollars or of said interest
at the time or times and in the manner aforesaid, or of the taxes or
assessments aforesaid as the same become payable, or of any or
of either of them, or of any part thereof, or if breach shall be made of
the covenant for insurance hereinafter contained then it shall be
lawful for the said mortgage, or its successors or assigns to sell,
together or in parcels, all and singular the premises hereby granted
or intended to be granted, or any part or parts thereof, and the
benefit and equity of redemption of the said mortgage and
their heirs, executors, administrators and assigns therein at public
auctions upon the premises, and to bid for and become the purchaser
or purchasers at any such sale, and no other purchasers or
purchasers shall be admissible for the application of the
purchase money) first giving notice of the time and place of
sale by publishing the same at least once each week for three
successive weeks in the Hope Valley Courier, a public newspaper
published in the town of Hopkinton in said county of Washington with
power to adjourn said sale from time to time, provided that
the publishing of said notice shall be continued, together with
a notice of the adjournment or adjournments, at least once
each week in the same newspaper, and in its or our own
name or names, or as the attorneys or attorneys of the said
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162
mortgagors (for that purpose by these presents duly authorized and
appointed with full power of substitution and revocation), to make,
execute and deliver to the purchaser or purchasers at such sale a
good and sufficient deed or deeds of said premises in fee simple
and to receive the proceeds of such sale or sales, and from such
proceeds to retain all sums hereby reserved, whether then due or to
fall due thereafter, or the part thereof remaining unpaid, and also
the interest then due on the same, together with all expenses incident
to such sale or sales, or for making deeds hereunder, and for fees
of convey and attorney, and all costs or expenses incurred in the
execution of said power, and all taxes, assessments and premiums
for insurance, if any, then thereafter paid by the said mortgagor
or its successors or assigns on the sum remaining unpaid upon said
granted premises, returning and paying the surplus of said
proceeds of sale if any there be over and above the amounts to
be retained as aforesaid, together with a true and particular
account of such sale or sales, expenses and charges, to the said
mortgagors or to their heirs, executors, administrators or assigns,
which sale or sales made as aforesaid, shall forever be in
perpetuation bar both in law and equity, against the said mortgagors
and their heirs, executors, administrators and assigns and all
persons claiming said premises, so sold buy, from or under
them, or any of them. And we the land mortgagors for
ourselves held for our heirs, executors, administrators and assigns
hereby covenant with the said mortgagee and its successors
and assigns, that we will and they will upon request
execute such deed or deed confirmatory of said sale or sales
as may be required. And further more, we the
said mortgagors for ourselves and for our heirs, executors,
administrators and assigns, hereby covenant with the said
mortgagee and its successors and assigns that insurance
against loss by fire shall be kept and maintained on the
buildings on the premises aforesaid in such office or offices
as the said mortgagees and its successor or assigns, shall
approve, in a sum not less than five thousand (5000) dollars
and that the policy or policies of such insurance shall be
assigned and transferred, or made payable in case of loss, to
the said mortgagees its successors or assigns, as collateral
security hereby, and in default thereof hereby agree that the
said mortgagees or its successors or assigns may effect such
insurance in the name of the said mortgagors and their heirs
and assigns, payable in case of loss to the said mortgagee
and its successors or assigns and that the premium or
premiums paid therefor shall be a further charge upon said
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granted premises reserved by these presents.
In our witness whereof, we have hereunto set our hands and seals
this twenty first (21st) day of December in the year of our lord one
thousand nine hundred 1900.
Signed and sealed in presence of
Mary L. Lewis w to J. R. Clark John R. Clark L.S.
Clara Perry w to J. R. Clark Lydia A. Clark L.S.
Julian S. Lewis w to J. R. Clark John T. Lewis L.S.
Eunice Lo Polite w to Charles T. Lewis L.S.
Eleanor Hughes w to Frances T. Lewis L.S.
Emma L. Lewis L.S.
State of Rhode Island
County of Providence
On this 23rd day of
December 1800 was before me personally appeared John R. Clark
and Lydia A. Clark to me known and known by me to be the persons
executing the foregoing instrument, and they have acknowledged
said instrument by their hands sealed to be their free act and deed
(Seal) J. Crane
H. Stacy Notary Public
State of Indiana
County of Marion
In the City of Indianapolis on the 22nd day of
December AD 1900 before me personally appeared Charles T. Lewis
and Emma L. Lewis to me known and known by me to be the
persons executing the foregoing instrument and they have acknowledged
said instrument by their hands sealed to be their free act and deed
George C. Moore L.S.
Notary Public Marion County Indiana
my commission expires Mar 8 1905
State of Rhode Island
County of Washington In Our Rehobethson on the 26th day of
December AD 1900 before me personally appeared John T. Lewis
and Ellen Lo Lewis to me known and known by me to be the
persons executing the foregoing instrument and they have acknowledged
said instrument by their hands sealed to be their free act and deed
Chat J. Crane Notary Public L.S.
Received for record Dec 26, 1900 at 5 o'clock P.M.
and recorded by George Colburn from book
Of the above mentioned lands being full payment and satisfaction
of the mortgage given by the above mentioned parties in the town
of Narragansett in the State of Rhode Island in book 143 page 14 for better
counsel and discharge the same, and command to all and the present
mothers that they may quiet and peaceably enjoy or occupy said mortgage
on the 21st day of April 1897 L.S.
in witness whereof we have hereunto set our hands and seals
by Me T. Henry Teamer L.S.
Recorded by George Colburn clerk
The page as recorded
