11/22/1883 · MORTGAGE · book 11 page 203 doc 4856

To all people to whom these presents shall come; know We William N. O Kell and margaret to O Kell of Richmond County of Washington and state of Rhode Island send Greeting Know Ye, that we have the said William Na O Pall and margaret to O Kell hereinafter called the grantors for and in consideration of the sum of Five hundred dollars to us in hand before the sealing hereof well and truly paid by maria P. Hilton of said Richmond the receipt whereof we do hereby acknowledge have and are meanwhile fully satisfied contented and paid and that and that and every point and parcel thereof designate assign and discharge and that said maria P Hilton her heirs executors and administrators forever by here presents have given granted bargained sold alienly extinguished conveyed and confirmed and by these presents do here fully and absolutely give grant bargain sell alien convey confirm and convey unto the said Maria P Hilton hereinafter called the grantee her heirs and assigns forever, a certain parcel of land situated in the village of Carolina, in the state of Charleston in said county, with all the buildings and improvements thereon standing, and bounded as follows; beginning at the highway at the south bound of land of Duncan Mc Innes, and running Easterly (366) three hundred twenty six and one quarter feet till she a stone post thence Southerly (274) two hundred seventy and one quarter feet to land of Charlotte Holsey, thence Westerly (313) two hundred thirteen and one quarter feet to the highway thence Northerly (282) two hundred eighty two feet at the highway to the point of beginning hereby conveying to convey all those lots deeded to the grantors by deed from John Henley Nov 13 1823 To have and to hold the said land granted and bargained premises with all the appurtenances privileges and commodities to the same belonging or in any wise appertaining to the said grantee her heirs and assigns forever to her and her heirs only forever use benefit and bothof forever, and we the said grantors for ourselves and for our heirs executors and administrators by covenant promise and grant to and with the said grantee her heirs and assigns that lat and before the sealing hereof we are the sole true and lawful owner of the above bargained premises and are lawfully seized and possessed of the same in our own proper right all good perfect and absolute estate of inheritage in fee simple and have in our good right full power and lawful authority to grant bargain sell convey and confirm the said bargained premises in manner aforesaid. And that the said grantee her heirs and assigns shall and may from time to time and at all times forever hereafter by force and virtue of these presents lawfully peaceably and quietly have hold use occupy possess and enjoy the said demised and bargained premises with the all appurtenances free and clear and freely and clearly acquitted liberated and discharged of and from all and all manner.

204 of former or other gifts grants bargains bargains sales leases mortgages bills entails jointures doweries judgments executions and encumbrances of what name or nature soever that might in any measure or degree obstruct or make void this present deed Furthermore we have said grants for ourselves and for our heirs executors and administrators do convey and engage the above described premises to the said grantees her heirs and assigns against the lawful claims or demands of any person or persons whatsoever forever to maintain secure bind and defend by these presents and I Margaret O Chell wife of said William M O Chell in consideration of the sum paid as aforesaid do hereby release and forever quit claim into the said grantee her heirs and assigns all my right of Dower in and to the aforementioned premises The consideration of this Deed is such that whereas we the said William M O Chell and Margaret O Chell have executed our negotiable promissory note for the sum of five hundred dollars bearing our dates hereof and made payable to said Maria P Olin a year over the year after date with interest at the rate of six per centum per annum payable remuneraly in advance until said principal sum is paid whether at or after maturity and all interest in arrear to bear interest at the rate aforesaid till paid Do hereby declare that if we the said William M O Chell and Margaret O Chell or their heirs executors administrators or assigns or any other person for them shall pay said note at maturity together with the interest thereon according to the tenor thereof then this deed shall be void otherwise she shall be and remain in full force and effect Furthermore we the said William M O Chell and Margaret O Chell do hereby constitute and appoint the said grantee her executors administrators and assigns our attorneys irrevocable with full power of substitution and revocation for us and in our name or in their name or names at any time in case any default shall be made in the payment of said note or the annual interest due thereon or breach shall be made of the covenant of insurance hereinafter contained and such default or breach shall continue for the term of ten days to sell at public auction the premises aforesaid or any part thereof first giving after the expiration of said term of ten days twenty days notice of such sale in one of the public newspapers published in said county of Washington in our name or in their name or names to make special seal acknowledge and deliver to the purchaser or purchasers thereof any deed or deeds that may be necessary to vest in such purchaser or purchasers a full absolute estate in the simple tenure and on such terms hereby granting unto the said attorneys full power to continue or adjourn said sale from time to time and do authorize our said attorneys to receive the amount the same may be sold for and after the payment of all the expenses

205 incident to such sale or sales to apply and appropriate the residue thereof to the payment of the amount of principal and interest of said note hereby secured, we hereby agreeing that in case of a sale for default in the payment of said semiannual interest or for breach of said covenant of insurance the principal of our said note shall be deemed due and payable on the day of such sale, accounting to the grantees herein named their heirs and assigns for all sums due and over and above the amount thereof we hereby ratifying approving and confirming such sale or sales as may be made for or caused to be made by the mortgagee hereof. Furthermore we the said grantors for ourselves and for our heirs executors administrators and assigns do hereby covenant with the said grantees their heirs or assigns that insurance against loss by fire shall be kept and maintained upon the buildings on the premises aforesaid, in a sum not less than One Thousand dollars and that the policy or policies of such insurance shall be assigned and transferred to the said grantees and their assigns as collateral security thereto and in default thereof we hereby agree that the said grantees or their assigns may at their will procure the same and the premium or premiums paid thereon shall be for a further lien upon the said estate added to the amount of said note and secured by these presents. In testimony whereof we have hereunto set our hands and seals this 15th day of November in the year of our Lord one thousand eight hundred and eighty three, Signed, sealed and delivered in presence of Ellison Dunham Samuel H. Simpson William H. O'Kell L.S. Margaret L. O'Kell L.S. State of Rhode Island ye County of Washington ss In Richmond this 15th day of November A.D. 1883 the above named William H. O'Kell personally appeared before me and acknowledged the foregoing instrument by him signed to be his free and voluntary act and deed Edwin H. Kenyon Notary Public And then and there the above named Margaret L. O'Kell wife of said William H. O'Kell also personally appeared before me and having by me examined privately and apart from her said husband she acknowledged and ratified the same instrument there shown and explained to her day me to be her voluntary act and deed and that did not wish to retract the same Edwin H. Kenyon Notary Public Received for record Nov. 22nd 1883 at 5 o'clock P.M. and recorded by George Lakebone Town Clerk. ( For discharge of George's Mortgage see Deed 37 Priv 451 )