The instrument's own words
page 1
170
State of Rhode Island & Prov. in this town histown this 15th day of November 1872
County of C. Board formally appeared before me one and authorized signed the within
instrument by his name signed to be his free and voluntary act and deed.
Received for Record Oct 1st 1872
at 3 o'clock P.M. and Recorded by Charles Cross
Charles Coones Town Clerk Justice of the Peace
Know all men by these presents that I Amos P. Cross of Charlestown in the
county of Washington and state of Rhode Island for me and inconsideration of the sum of one
thousand dollars to me paid by Welcome Bond of East Nothingley in the county of Kent and
state of Connecticut the receipt whereof I do hereby acknowledge, have granted released
and forever confirmed and by these presents do remise and release and forever put and release
unto the said Welcome Bond this here and assigns and assigns forever, all the right title interest,
property forever claimed and demanded what I mewah have, or right of what I have to
claim or run to all the lands and houses and tenements which I owned the said Welcome
Bond by his deed dated among the 1865 reference presents there being land for a
description thereof. I do here bind to hold the same unto him with all the right privileges
and appurtenances thereof to him and his heirs and assigns forever appointing to him and the said
Welcome Bond his heirs and assigns forever. And I the present Amos P. Cross forever
my self and for my heirs executors administrators or assignments warrant the said
Welcome Bond this house and assigns that I will and warrant defend the said premises
furnished to the said Welcome Bond his heirs and assigns forever from all lawful
demands of all persons forever by through or under me or any person or persons
whatsoever, and this deed is in addition, that whereas the said premises
encumbered by an interest of Providence Board and on to the last Will and Testament
of Patience Cross late of said Charlestown deceased. Now if the said
encumbrance shall at any time hereafter be removed, then the consideration
above mentioned (namely $1000) shall be paid to him and his heirs interest until the
of disappointment of this premise opposite to him and reserve me full force and effect
in Testimony whereof I have hereunto set my hand and seal that this tenth day
of January in the year of our Lord one thousand Eight hundred and
eighty seven
Signed sealed and delivered in presence of Amos P. Cross L.S.
Charles Cross Revenue stamps $1.50
State of Rhode Island & Prov. SS
Washington Co. I in Charlestown this tenth day of January Ad 1887
then Amos P. Cross formally appeared before me one and acknowledged the
within instrument by his name signed to be his free and voluntary act and
deed Charles Cross Justice of the Peace
Received for Record Oct 1st 1887 at 3 o'clock P.M. and Recorded by Charles Cross T. Clerk
In discharge of the above Mortgage See Book No 10 Land Evidence page 114
page 2
380
the said mortgagors have made their negotiable promissory note for said aggregate sum
bearing even date with these presents, and made payable to the order of said WESTERLY
SAVINGS FUND AND LOAN ASSOCIATION, with interest thereon at the rate of five (5%) per
centum, per annum, payable in One hundred forty-four (144) monthly installments of
Thirty-three and 30/100 ($33.30) Dollars each payable on the 15th day of each and every
month succeeding the date hereof, until said principal sum and interest shall be paid,
whether at or after maturity, and all installments written hereafter’s paid in arrear,
whether at or before and after maturity, to bear interest at the rate of 2% per month until paid,
and shall also pay all taxes and assessments of every kind levied or assessed upon or in
respect of said premises, then this deed, as also said promissory note, shall become and
be absolutely void to all intents and purposes whatsoever.
BUT IF DEFAULT be made in the payment of the said principal and such default
shall continue for a period of 30 days, or of said interest, at the time or times and in
the manner aforesaid, or of the taxes or assessments aforesaid, as the same become payable,
or of any or either of them, or of any part thereof, or if breach shall be made of the
covenants for insurance hereinafter contained, then it shall be lawful for the said mortgage,
its successors or assigns, to sell, together with, or in parcels, all in singular, the premises
hereby granted or intended to be granted, or any part or parts thereof, the benefit
and equity of redemption of the said Robert Owens and Honor Owens, their heirs, execu-
tors, administrators, and assigns, either, at public auction upon the premises or elsewhere
at the option of the mortgagee, as specified in said notice, and to bid for and become the
purchaser or purchasers at any such sale (and no other purchaser or purchasers shall be
answerable for the application of the purchase money), first giving notice of the time
and place of sale by publishing the same at least once each week for three successive weeks
in any newspaper published in said Town of Westerly, R. I., newspaper published or having
a circulation thereupon, with power to adjourn such sale from time to time, provided that the
publishings of said notice shall be continued, together with a notice of the adjournment or
adjournments, at least once each week in the same newspaper; and in their or its own name
or names, or as the attorney or attorneys of the said Robert Owens and Honor Owens (for that
purpose by these presents duly authorized and appointed with full power of substitution and
revocation), to make, execute and deliver to the purchaser or purchasers at such sale a good
and sufficient deed or deeds of said premises in fee simple and to receive the proceeds of
such sale or sales, and from such proceeds to retain all sums hereby secured, whether then
due or to fall due thereafter, or the part thereof then remaining unpaid, and also the inter-
est due then on the same, together with all expenses incident to such sale or sales, or for
making deeds hereunder, and for fees of counsel and attorneys, and all costs or expenses
incurred in the exercise of said powers, and all taxes, assessments and premiums for insurance,
if any, either therefore paid by the said mortgage, or its successors or assigns, or then
remaining unpaid upon said granted premises rendering and paying the surplus of said proceeds
of sale if any there be, over and above the amounts so to be retained as aforesaid, together
with a true and particular account of such sale or sales, expenses and charges, to the said
Robert Owens and Honor Owens, their heirs, executors, administrators or assigns, which sale
or sales made as aforesaid, shall forever be a perpetual bar both in law and equity against
the said Robert Owens and Honor Owens, their heirs, executors, administrators and assigns,
and all persons claiming said premises, so sold, by, from or under them, or any of them.
AND we, the said mortgagors, for ourselves and for our heirs, executors, administrators
and assigns, hereby covenant with the said mortgage, and its successors and assigns, that we
and they will upon request execute such deed or deeds confirmatory of said sale or sales as
may be required.
AND FURTHERMORE, we, the said mortgagors, for ourselves and for our heirs, executors,
page 3
381
administrators and assigns, hereby covenant with the said mortgagees, and its successors
and assigns, that insurance against loss by fire and extended coverage shall be kept and
maintained on the buildings on the premises aforesaid, in such office or offices as the said
mortgagees, and its successors or assigns, shall approve, in a sum not less than Thirty-six
hundred ($3600.00) dollars, and that the policy or policies of such insurance shall be
assigned and transferred, or made payable in case of loss, to the said mortgagees, or its
successors or assigns as collateral security hereunto, and in default thereof, hereby agree that
the said mortgagees, or its successors or assigns, may effect such insurance in the name of the
said mortgagees, and their heirs and assigns, payable in case of loss to the said mortgagees,
and its successors or assigns, and that the premium or premiums paid therefor shall be a further
charge upon said granted premises, secured by these Presents.
IN WITNESS WHEREOF we have hereunto set our hands and seals this 7th day of January in the
year of our lord one thousand nine hundred and fifty-five.
Executed in presence of {
Harris Pritchard }
Henry Harris } ROBERT OWENS (SEAL)
HONOR OWENS (SEAL)
STATE OF CONNECTICUT, &c.)
)
County of New London }
On the 7th day of January, A. D. 1955 before me personally appeared ROBERT
OWENS and HONOR OWENS to me known and known by me to be the parties executing the foregoing
instrument, and they acknowledged said instrument, by them executed, to be their free act and deed.
HENRY HARRIS (Notarial Seal)
Notary Public
Received for record January 8th, A. D. 1955 at 10:30 o'clock, a. m., and recorded by
[Signature]
Town Clerk
DISCHARGE OF MORTGAGE
This WESTERLY SAVINGS FUND AND LOAN ASSOCIATION, of Westerly, Rhode Island, having received full payment and
satisfaction of the within mortgage, recorded in the Land Evidence Records in the Town of Charlestown, R. I., in
Real Estate Mortgage Book Number 34 Pages 379-380-381 does hereby cancel and discharge the same.
IN TESTIMONY WHEREOF, said Association has caused these presents to be signed and its Corporate Seal to be
hereunto affixed by A. Amelia Peckham its Treasurer duly authorized this 1st day of December, 1966.
L.S. WESTERLY SAVINGS FUND AND LOAN ASSOCIATION (Corporate Seal)
By A. Amelia Peckham
Its Treasurer
Received for record December 5th, A. D. 1966 at 1:15 o'clock, p. m., and recorded by
[Signature]
Town Clerk
The page as recorded
