The Deed Walker · From Ninigret · Charlestown, Rhode Island land evidence, 1738 to today
Trail: 9603 › 63@27/272 › 3072@32/697

1/28/1952 · MORTGAGE · book 32 page 697 doc 3072@32/697

From GARDINER EDNA M, GARDINER WILLIAM J life
To INDUSTRIAL TRUST CO life
Premises buildings and improvements on the premises
Index description SEE INSTRUMENT

Back — where this land came from

This instrument states no source of title that we have read yet.

The grantor's earlier acquisitions, by name — the man, not necessarily this land

◀ 1952 · RELEASE · INDUSTRIAL TRUST CO → GARDINER EDNA M; GARDINER WILLIAM J · book 31 p 448
◀ 1951 · PREL · INDUSTRIAL TRUST CO → GARDINER EDNA M; GARDINER WILLIAM J · book 32 p 536
◀ 1951 · MORTGAGE · COTTRELL FLORENCE CECELIA; COTTRELL MELVIN LEE → GARDINER EDNA M; GARDINER WILLIAM J · book 32 p 542
◀ 1949 · RELEASE · INDUSTRIAL TRUST CO → GARDINER EDNA M; GARDINER WILLIAM J · book 30 p 536
◀ 1947 · DEED · NOYES GEORGE L; NOYES MARTHA M → GARDINER EDNA M; GARDINER WILLIAM J · book 30 p 470
◀ 1947 · DEED · KENYON FRED H; KENYON MAUDE B → GARDINER EDNA M; GARDINER WILLIAM J · book 30 p 552
◀ 1938 · DEED · KENYON FRED H; KENYON MAUDE B → GARDINER EDNA M; GARDINER WILLIAM J · book 27 p 272
◀ 1937 · DEED · KENYON FRED H; KENYON MAUDE B → GARDINER EDNA M; GARDINER WILLIAM J · book 26 p 667

Forward — where this land went

⛔ The record we hold stops here: no later instrument we have read cites this one, and no later conveyance by the grantee is linked by name. The assessor does not cite book 32 page 697 (its history for each parcel goes back only a few transfers). The index is complete to 1987, but only about half the instruments of 1936-1965 have been transcribed (some 6,000 were never imaged), and nothing after 1965 has been, so a citation to this deed may sit in a page not yet read.

The instrument's own words

page 1
696 2. To keep and maintain insurance against loss by fire and by such other hazards, casualties and contingencies, in such amounts, for such periods, in such form and in such company containing a warranty, that the mortgagee or owner of the property shall be notified in time and from time to time specifically, and to pay promptly when due all premiums on such insurance; to settle, adjust or compromise any claim or loss, and to deliver the insurance policy to the mortgage- factory to and to deliver the policies to the mortgagees; and said Industrial Trust Com- pany or other of the holders of this mortgage for the time being herebey made, constituted and appointed as attorney in fact for the mortgagor, with full power to settle, adjust, sue for, compromise and collect any and all losses which may occur under any such insurance and to receive and cash any insurance check or draft or other instrument of such loss insurance, pay the same, after deducting any expenses incurred in connection therewith, upon the in- strument, insurance premium or other sums paid by the mortgagor, or to the cost of replacing or repairing the damage to the property, or to the payment of taxes, assessments, water rates, this mortgage or other transfer of the title to the mortgaged premises in satisfaction of the indebtedness secured hereby, and to make such payments as may be necessary to protect the mortgagor in and to any insurance policies, or to any refund or return of premiums or divid- ends on such insurance, and to make such payments as may be necessary to protect and collect any sum due thereon, or, may at its option, transfer the rights, title and int- erest of the mortgagor in and to any such insurance policy to any purchaser of the mortgaged property, provided that any sum received on option said policies as premiums or dividends on such insurance, shall be applied on account of the Indebtedness hereby secured and any surplus paid over as a sum prepaid on the principal of the mortgage; and if any sum is paid by the mortgagee as a premium thereon, the mortgagee may effect such insurance or pay the premium thereon, and all such sums paid shall be added to the principal of the indebtedness secured hereby, and shall bear interest at the rate provided upon the principal indebtedness until payment thereof. 3. To keep the exterior and interior and the exterior and interior of the buildings and improvements on the premises hereby mortgaged in good condition and repair, and to make payment and perform all in good condition and repair as the same now are and may hereafter be kept up, in but without having to make any alteration or change in the existing buildings of the mortgaged premises, unless first been obtained, and to permit said Industrial Trust Company, its successors and assigns, and its officers, agents and servants, to enter upon the mortgaged premises at all reasonable times to see that this is done. 4. That the mortgagor, its successors and assigns, may pay all taxes, assessments, water rates or insurance premiums not paid by the mortgagor when due, and all of such sums shall, be immediately repaid and paid to the mortgagee, and shall quickly be added to the indebt- edness hereby secured and shall bear interest at the same rate as indebtedness until paid, together with such interest shall be further lien upon the premises and secured by these presents. 5. That if the mortgagor be in bankruptcy, insolvency, insolvent or make an assignment for the benefit of creditors or if the premises be placed under control of or in custody of any court, or if the mortgagor abandons any of said property, then in any of said cases the mortgagee may hereby authorized and empowered at its option, without notice and without affecting the lien hereby created or any priority of the lien, declare the entire balance of the mortgage hereunder to de- clare all sums secured hereby immediately due and payable. IN WITNESS WHEREOF, the said mortgagor has hereunto set her hand and seal this 18 day of December, A. D. one thousand nine hundred fortynine. Signed, sealed and delivered in presence of Hiram Kendall { Angeline P. Vest { MARION GRAY CTR STATE OF RHODE ISLAND, } County of Washington } Sc. In Westerly, on this the 18 day of November, A. D. 1949, before me personally appeared the above named Marion Gray Cyr, O. S. to me known and by me to be the party executing the fore- going instrument, and acknowledged said instrument, by her executed, to be her free act and deed. LILLIAN G. COATES (Notarial Seal) Notary Public. INDUSTRIAL TRUST COMPANY PROV Received for record November 21st, A. D. 1949 at 9:00 o'clock, a. m., and recorded by Town Clerk Industrial Trust Company, having received full payment & satisfaction of the within mortgage, does hereby cancel and discharge the same. In Testimony Whereof, said Company has caused these Presents to be signed and it its Corporation's seal to be hereunto affixed by its Manager and Assistant Manager duly authorized this 19th day of January A. D. 1954. Signed and sealed in presence of DORIS B. DAVIS INDUSTRIAL TRUST COMPANY (Corporate Seal) By Hiram Kendall, Manager Frank Radcliffe, Asst. Manager Received for record January 21st, A. D. 1954 at 1:00 o'clock, p. m. and recorded by Town Clerk

The page as recorded

page 1

deed_walker_v1.9_2026-10-10 · the index is the town's own (i2l.uslandrecords.com); transcripts, chains and the assessor's cards are the Perry Machine's reading of it. Where the record we hold runs out, the page says so.